Products & Solutions / Fraud Detection and Prevention

SAS® Fraud Management

Detecting, preventing and managing fraud across the enterprise

Performing "after the fact" analysis of questionable transactions is a reactive approach to fraud detection that doesn't offer any real protection from loss. Only SAS delivers a full-service enterprisewide fraud management system that offers real-time scoring of accounts by looking at all card transactions – including purchases, payments and nonmonetary transactions. No other system on the market provides this breadth of coverage.

Benefits

  • Better protect your customers, and decrease fraud losses.
  • Establish a complete, enterprisewide fraud framework.
  • Take advantage of the latest anti-fraud measures.
  • Test and implement the most expansive and predictive set of fraud models.
  • Link and simultaneously monitor multiple accounts.
  • Run multiple organizations or hierarchies within a single instance.
  • Deploy the solution across multiple sites easily and at low cost.

Read more

Features

  • On-demand transaction scoring.
  • Subsecond response time.
  • Powerful, advanced analytics, modeling platform and decision engine.
  • Integration with authorization systems.
  • Extensive rule writing, powerful reporting capabilities.
  • Robust, flexible case management and analyst environments.
  • Customer state vectors.

Read more

How SAS® Is Different

No other system available provides the depth and breadth of coverage you get with SAS Fraud Management. Only SAS provides:

  • An advanced framework for building and utilizing customer behavioral patterns – also known as customer state vectors – in the fraud detection process.
  • Inclusion of all available data types, such as customer, household, merchant, cycle-cut, third-party and issuer-specific data; authorizations; deposits; and nonmonetary transactions – in the modeling process.
  • Subsecond response time with sustained high throughput.
  • Seamless, real-time integration with authorization systems across the globe.
  • Extensive rule writing and powerful reporting capabilities, including a client-configurable API.
  • Robust, flexible case management and analyst environments for expanding customer information and decision making into multiple business lines.

Benefits

  • Better protect your customers, and decrease fraud losses.
    • SAS Fraud Management is the only solution that scores 100 percent of all transactions in real time at the point of sale (POS).
    • The solution uses all available data – account, payment and nonmonetary – in the fraud decision making process.
  • Establish a complete, enterprisewide fraud framework.
    • With SAS, you get a complete, enterprisewide fraud framework for transaction decision making and beyond. You can start with the areas that are most critical and add on as needs arise.
  • Take advantage of the latest anti-fraud measures.
    • SAS puts the latest technology at your fingertips, including chip and PIN technology, enabling you to stay on top of constantly evolving fraud trends.
  • Test and implement the most expansive and predictive set of fraud models. With SAS, you get a single platform that enables you to take advantage of the most expansive and predictive set of fraud models available.
  • Link and simultaneously monitor multiple accounts.
    • The SAS solution lets you link and simultaneously monitor multiple accounts – regardless of type – belonging to the same cardholder.
  • Run multiple organizations or hierarchies within a single instance.
    • SAS enables multiple organizations or hierarchies to share elements while remaining logically separated.
  • Deploy the solution across multiple sites easily and at low cost.
    • The SAS solution's zero-footprint technology enables you to deploy the solution across multiple sites without high associated costs.
  • Accommodate different fraud strategies and operational requirements.
    • The solution's flexible architecture lets you use different fraud strategies and operational requirements across multiple portfolios and product lines.

Features

On-demand transaction scoring.
  • Score all transactions on demand – purchase, payment and nonmonetary.
Subsecond response time.
  • Sustained high throughput.
Powerful, advanced analytics, modeling platform and decision engine.
  • Advanced neural network modeling for faster, better fraud detection.
  • Hybrid modeling, which integrates pooled consortium data into bank-specific models.
  • Champion/challenger functionality.
  • Ability to deploy and monitor multiple fraud models.
Integration with authorization systems.
  • Seamless, real-time integration with systems across the globe.
Extensive rule writing, powerful reporting capabilities.
  • Includes client-configurable API.
Robust, flexible case management and analyst environments.
  • Expand customer information and decision making into multiple business lines.
  • Monitor multiple accounts belonging to the same account holder.
Customer state vectors.
  • Seamlessly integrate an expanding domain of new data types and sources.
  • Capture appropriate data history based on customer behavior.
  • Support comprehensive customer and product information.
  • Support multimodel deployments and champion/challenger functionality.
  • Use history accumulated on the previous model suite for the current model suite, and roll back models one generation easily as needed.
  • Ensure zero information loss.

Ready to learn more?

Call us at 1-800-727-0025 (US and Canada) or request more information.