Industries / Lenders

SAS® for Lenders

A strategic path to improving compliance, credit risk management, efficiency, customer service and collections

The global credit crisis made the volatile business of consumer lending even more so. With rate fluctuations, diminishing liquidity, political uncertainty and wavering consumer demand, lenders remain on heightened alert as they struggle to emerge from the crisis.

Credit delinquencies are at an all-time high, and fraud is on the rise. In addition, lenders must contend with intensified governmental scrutiny, new legislation and tighter regulatory controls. SAS offers comprehensive solutions for lenders that can help sustain growth in a fluctuating economic environment by providing insight for making more informed, strategic decisions.

Why SAS®?

More than 3,100 financial institutions worldwide – including 97 percent of banks in the FORTUNE Global 500® – use SAS to maximize profitability, manage risk, achieve greater shareholder value and gain a clear competitive advantage.

Banking success stories


Which Problem Are You Trying to Solve? 

Credit Risk Management

Effectively manage risk, and optimize management of capital and liquidity.

Customer Insight

Grow customer relationships, and maximize the customer experience.

Finance and Operations

Drive profitable growth and manage debt collections while controlling costs.

Lenders Solutions

SAS® Credit Scoring for Banking

As any credit manager in the banking industry knows, controlling risk is a delicate business. Too much credit exposure can lead to high default rates and charge-off percentages; too little exposure often means lost business and revenue. SAS helps banks manage this balancing act with SAS Credit Scoring for Banking, which provides fast, accurate credit scoring for nearly all consumer-lending products.

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SAS® Banking Analytics Architecture

Inconsistent, incomplete and inaccurate data spread across multiple operational systems, such as deposits, loans and wealth management, often results in banking executives making business decisions based on "gut feel" rather than reliable analysis. What if you could consolidate data across the institution and make it easily accessible for analytics and reporting, so you could ensure consistency, reduce costs and data preparation time, as well as enable users to make fact-based decisions? You can.

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Ready to learn more?

Call us at 1-800-727-0025 (US and Canada) or request more information.