SAS^® for Banking

SAS^® Risk Management for Banking

SAS Risk Management for Banking supports a bank's risk management activities by delivering functionality for all major risk types, as well as data management and reporting. The solution allows business units to calculate risk measures independently and separately, as well as firmwide, using models and correlated aggregation techniques. The solution's integrated risk applications can be used together, individually or in any combination, enabling you to start in one area (e.g., market risk) and then expand usage to other areas (e.g., credit risk, firmwide risk or ALM) as needed.

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SAS^® Fraud Management

Performing "after the fact" analysis of questionable transactions is a reactive approach to fraud detection that doesn't offer any real protection from loss. Only SAS delivers a full-service enterprisewide fraud management system that offers real-time scoring of accounts by looking at all card transactions – including purchases, payments and nonmonetary transactions. No other system on the market provides this breadth of coverage.

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SAS^® Fraud Network Analysis

Fraud is a growing problem for banks and insurance companies, in large part because it is so hard to detect. That's because fraudsters act much like legitimate customers, and they employ increasingly sophisticated fraud techniques that enable them to fly well below the radar.

SAS Fraud Network Analysis helps institutions detect and prevent fraud by going beyond individual and account views to analyze all related activities and relationships at a network dimension.

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SAS^® Anti-Money Laundering

SAS Anti-Money Laundering is an enterprise solution that facilitates the critical task of suspicious activity monitoring using a risk-based approach. The solution applies advanced analytics and scenarios against an institution's transactional data to identify suspicious behavior. Once identified, the investigative function provides a seamless workflow that increases effectiveness and efficiency.

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SAS^® Credit Scoring for Banking

As any credit manager in the banking industry knows, controlling risk is a delicate business. Too much credit exposure can lead to high default rates and charge-off percentages; too little exposure often means lost business and revenue. SAS helps banks manage this balancing act with SAS Credit Scoring for Banking, which provides fast, accurate credit scoring for nearly all consumer-lending products.

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SAS^® Customer Analytics for Banking

SAS Customer Analytics for Banking turns raw data into insight that you can use to manage marketing strategy intelligently and increase customer retention. Our integrated software infrastructure enables business users to analyze complex customer behavior hidden in large volumes of historical data. You can then use that information to answer critical business questions, such as which customers are likely to try a new product and which are likely to leave the bank entirely.

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SAS^® Banking Analytics Architecture

Inconsistent, incomplete and inaccurate data spread across multiple operational systems, such as deposits, loans and wealth management, often results in banking executives making business decisions based on "gut feel" rather than reliable analysis. What if you could consolidate data across the institution and make it easily accessible for analytics and reporting, so you could ensure consistency, reduce costs and data preparation time, as well as enable users to make fact-based decisions? You can.

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