Credit Risk Management

SAS® Credit Risk Management for Banking

A powerful, flexible regulatory credit risk solution

Proactively manage regulatory credit risk using a single, end-to-end risk management environment. A transparent framework and integrated data aggregation, analytics and reporting capabilities provide you with an open, flexible and extensible means of measuring and managing credit risk in a constantly changing regulatory environment.


Respond quickly to regulatory changes.

Easily adapt to changes in regulatory requirements, and accommodate varying interpretations of Basel II and Basel III guidelines across multiple jurisdictions, with a flexible solution that allows for easy system evolution.

Easily integrate complementary solutions.

Seamlessly integrate your credit scoring/internal rating system with your credit portfolio risk assessment processes. And easily incorporate third-party or user-defined pricing and valuation models.

Get up and running faster, with minimal project risk.

Predefined regulatory environments, sample reports and a banking-specific data model enable you to get up and run­ning quickly for faster compliance with regulatory requirements.

Ensure audit and system transparency.

The solution provides transparency throughout the process and does not use any hidden system files or black-box models. All the data and intermediate steps of calculations can be archived, accessed, audited and validated in the future for supervisory and internal review requirements.


Credit Risk Management
  • Banking-specific data model and risk repository
  • Comprehensive data management
  • Support for regulatory calculations, including Basel I, II and III

  • Integration with SAS Credit Scoring for Banking
  • Complete audit and system transparency

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