純熟的端到端反洗錢解決方案，提供前所未有的預測和偵測能力，超低誤報率，且縮短調查時程 – 同時降低合規成本。
全方位解決方案
該平台以 AI、機器學習、機器人流程自動化和進階網絡分析等技術，在一個整合性的平台上支援交易監控、客戶盡職調查、客戶入職、即時監視清單篩選、案例管理和監管報告功能。
資料協調
將多種資料類型（包括交易資料、非貨幣事件資料、地區性資料、風險清單、第三方資料，以及各種其他客戶資料）集中化和轉譯整合於一處，讓它們隨時可用於展開分析工作。
敏捷平台
將所有分析工作（從資料存取、準備、互動式探索、最佳化、機器學習、AI 和其他進階模型開發到部署活動）集中在一個緊密、開放、高效能的環境中。
以實體(Entity)為中心的調查
通過實體分析(entity analytics)提供全面的風險視圖，讓 AML 分析師和調查人員能透過網絡檢視工具直觀檢視完整網絡，並使用連結擴展探鑽關係。
雲端原生、具彈性且可擴充
利用 SAS Viya，於無限制環境中，最佳化複雜分析與in-memory計算。在限定環境中自動調整。允許您快速試驗不同的情境，並應用更進階的方法來提高傳入資料的數量和速度。
從容應對新生風險和不斷變化的監管環境。SAS® 幫助金融機構達到90% 以上的模型準確性提升、取得 80% 的誤報率降幅，並能將 SAR 轉化率提高四倍。
發掘隱藏的複雜洗錢網絡。
以網絡和交易產生程序自動構建網絡圖並發現隱藏的關係，進而快速找出複雜的新興洗錢和恐怖份子資助手法。進階分析透過檢視多個資料來源和對某個客戶的調查進行實體解析，將存在不一致、錯誤、縮寫和不完整記錄納入考量，以協助確定它們是否與相同的實體相關。
改善營運效率。
以整合性、可校調、人性化介面的警示和個案管理方案，提供自助式服務功能，並智慧地提醒排定優先順序，有利AML 調查人員進行分類、調查和處置案件。拖放式互動頁面製作工具可協助管理者調整各項設定、視圖和工作流程來量身打造應用程式。
對可疑活動的全面性監控和報告
透過混合方式監控交易，獲得更全面的風險偵測範圍。這種方法將檢測已知風險的驗證規則與進階分析技術（包括機器學習、深度學習和 AI）相結合，以識別未知風險和隱藏的關係。管理者可使用自訂的內建情境製作工具來創建、管理和更新程式定義的監控規則。整合工作流程管理可幫助 AML 團隊無縫創立案件，並向主管機關提交監管報告。
遵循客戶盡職調查和受益人規則
使用「客戶入職」功能於開戶時快速驗證客戶資訊。從最開始的入職，再到持續的客戶盡職調查工作，我們以風險為基礎且可擴充的方法，全面為客戶生命週期提供支援。分析師和調查人員能夠在事件出現時持續查核事件，無須延長時間間隔。純熟的視覺化功能則可以協助 AML 調查人員快速發現和監控受益人。
SAS® 即時篩選協助保持合規
藉由 SAS 即時篩選，您可以針對各種監視清單（包括 PEP、第 314(a) 條的規定以及其他內部或第三方執法清單 [如，限制營運]），實現對交易的全面即時篩選和對客戶的批量篩選。SAS 的強大評分演算法，使用企業專屬過濾規則、特殊名稱匹配分析、多語言篩選功能和提醒彙總功能相結合的，產出低誤報率的高品質命中結果。該解決方案還支援客戶新手上路期間的即時警示和阻截功能。
獲得完整透明性
透過透明環境，確保內部模型治理委員會和外部監管機構同步有效監管。SAS 反洗錢解決方案能夠實現對觸發危險信號之情境的完整洞察，並為警示產生提供明確的解釋，以便對結果進行稽核。
本解決方案可在 SAS Viya 上運作，這是一個現代化、開放的平台，具有能夠克服任何分析難題的廣度與深度。
SAS® Viya®擴充了SAS平台協助每一個人-資料科學家、商業分析師、應用程式開發人員到高階主管等所有人，提供協作與快速實現創新。
深入探索 SAS® 反洗錢解決方案
若要依類型瀏覽資源，請點選下列選項。
-
- 選擇資源類型
- Analyst Report
- E-Book
- Executive Brief
- Fact Sheet
- Industry Overview
- Product Brief
- Overview Brochure
- Solution Brief
- White Paper
- White Paper
- Article
- Blog Post
- Book Excerpt
- Case Study
- Infographic
- Interview
- Research
- Series
- Video
- Webinar
- Customer Story
-
White Paper
Banking in 2035: global banking survey reportWhat trends do banking leaders consider to be the greatest risks and the greatest opportunities? What internal and external barriers stand in their way? What technologies will help them harness the opportunities ahead? Download the report to explore.
-
White Paper
Banking in 2035: three possible futuresThis paper explores how the major forces affecting banks may evolve between now and 2035, seen through the lens of three potential scenarios.
-
White Paper
AML ModernizationThis white paper explores current organizational challenges, outlines the benefits of new AML technology adoption, and identifies how to embark on a journey of discovery and modernization.
-
White Paper
AI Is at the Forefront of Reducing Money Laundering and Combating the Financing of Terrorism See how artificial intelligence (AI), machine learning (ML) and robotic process automation (RPA) are helping firms overcome the challenges, improve results and make AML/CFT programs more efficient and effective.
-
White Paper
What is next-generation AML? The fight against financial crime fortified with robotics, semantic analysis and artificial intelligence
-
White Paper
Rethinking customer due diligenceHelp evaluate your organization's CDD processes and technology relative to current industry risks and regulatory requirements.
-
White Paper
How AI and Machine Learning Are Redefining Anti-Money LaunderingMachine learning can play a big role in the defense against money laundering, either to automate tasks that formerly required human intervention, such as managing the data to train models, or detect more financial crimes risk that rules and more basic analytic techniques might miss.
-
White Paper
Fighting Money Laundering with Intelligent AutomationThe world of money laundering and other financial crimes is changing rapidly. This International Institute for Analytics research brief shows how fraudsters and money launderers keep getting more sophisticated.
-
E-Book
Fight money laundering with these 5 next-gen game changers from SASEffectively battling dynamic financial crime threats requires new capabilities for AML defense – such as artificial intelligence, machine learning, intelligent automation and advanced visualization.
-
Analyst Report
IDC MarketScape: Worldwide Responsible Artificial Intelligence for Integrated Financial Crime Management Platforms 2022 Vendor AssessmentLearn why SAS is positioned in the Leaders category in the 2022 IDC MarketScape for worldwide responsible artificial intelligence for integrated financial crime management platforms.
-
Analyst Report
SAS is a Leader in The Forrester Wave™: Anti-Money Laundering Solutions, Q3 2022SAS Anti-Money Laundering, which helps fight money laundering and terrorist financing with AI, machine learning, intelligent automation and advanced network visualization, is named a Leader in The Forrester Wave.
-
Analyst Report
Chartis RiskTech Quadrant for Trade-Based AML Solutions 2022SAS is named a category leader in the Chartis RiskTech Quadrant for Trade-Based AML Solutions, 2022.
-
Analyst Report
Aite Matrix: Leading Fraud & AML Machine Learning PlatformsSAS is a best-in-class vendor in the most recent AiteNovarica report, Aite Matrix: Leading Fraud & AML Machine Learning Platforms.
-
Analyst Report
Chartis RiskTech100 2022SAS is the only vendor to earn a Top 5 rank in the Chartis RiskTech100 each year since its 2005 debut. SAS also won three solution categories – Risk and Finance Integration, IFRS 9 and Trade-Based AML – for 2022.
-
Analyst Report
SAS named Best in Class in Aite Matrix: Case Management to Combat Global Fraud and Money LaunderingAite names SAS Best in Class in Aite Matrix: Case Management to Combat Global Fraud and Money Laundering.
-
Customer Story
Fighting financial crime through a global anti-money laundering platformBangkok Bank uses advanced analytics from SAS to meet expanding anti-money laundering requirements for global operations and ensure compliance keeps pace with dynamic regulatory frameworks.
-
Customer Story
Advanced analytics fuels virtual banking with data-driven decisionsAirstar Bank relies on SAS for risk-based customer due diligence, money laundering detection and comprehensive credit risk management.
-
Article
Mobile payments, smurfs and emerging threatsM-payment remittances are replacing traditional banks and money services that have historically charged high fees for small transfers. Former US Treasury Special Agent John Cassara maps what he sees in the road ahead and gives advice for protecting your firm.
-
Article
Rethink customer due diligenceTo streamline compliance and protect against financial and regulatory risk, re-examine your customer due diligence processes and technologies regularly. With new analytical tools, you can monitor customer transactions or personal information in real time, and accurately segment customers by the risk they represent.
-
Customer Story
洗錢防制SAS 幫助 Landsbankinn 降低誤報率並簡化調查過程
-
Customer Story
Fast analytical defenseDeutsche Kreditbank AG combats fraud and money laundering with SAS.
-
Customer Story
A risk-based approach to combat money laundering in IsraelSAS Anti-Money Laundering helps Ayalon Insurance monitor suspicious activity and meet challenging regulatory requirements.
-
Customer Story
Preventing crime and ensuring compliance at 120 Nordic banksSDC enables small and medium financial institutions in four Nordic countries to stay compliant.
