為何選擇 SAS® 進行風險管理？
生產力、效率、法規遵循。
無論您的金融機構如何優先考慮風險，SAS 都擁有經過驗證的方法和最佳實踐，可幫助您建立風險意識文化，優化資本和流動性，並滿足監管需求。 SAS 將根據需求提供高性能的風險分析給您的風險專業人員，以確保更高的效率和透明度，以求在短期和長期策略之間取得適當的平衡，並自信地滿足不斷變化的法規要求。
RiskTech 100® 大獎
Chartis 再次將 SAS 評選為RiskTech 100 大獎得主
SAS 是自 2005 年首次亮相以來，每年在Chartis RiskTech 100 中獲得前 5 名排名的唯一供應商。 SAS 還贏得了五個解決方案類別 — 資產負債表風險管理、模型風險管理、企業壓力測試、IFRS 9 和風險&財務整合。
SAS 風險管理解決方案
SAS 擁有經過驗證的方法和最佳實踐，可幫助您建立風險意識的文化，優化資本和流動性，並有效地滿足監管需求。
客戶成功案例
深入了解 SAS 提供的風險管理解決方案
檢視所有 SAS 風險管理產品
資產與負債管理 (ALM)
精選解決方案
- SAS® Asset and Liability ManagementManage interest rate and funding liquidity risk with powerful, flexible capabilities for static and scenario-based dynamic balance sheet assumptions.
- SAS® Risk StratumAdopt a risk foundation that delivers three tiers of capabilities to match your needs, with each level building on the previous one to form a complete risk management foundation.
延伸 ALM 功能的解決方案
- SAS® Model Risk ManagementSignificantly reduce your model risk, improve your decision making and financial performance, and meet regulatory demands with comprehensive model risk management.
- SAS® Risk ModelingQuickly develop, validate, deploy and track risk models in house – while minimizing model risk and improving model governance.
- SAS® Solution for Stress TestingMeet the challenges of supervisory stress testing and strategic scenario planning with SAS Solution for Stress Testing.
信用風險管理
精選解決方案
- SAS® Risk EngineMake better, faster decisions based on current views of your overall risk exposure.
- SAS® Credit ScoringDevelop, validate and monitor credit scorecards faster, cheaper and more flexibly than any outsourcing alternative.
- SAS® Solution for Regulatory CapitalProactively manage regulatory risk with a single, end-to-end risk management environment.
- SAS® Risk ModelingQuickly develop, validate, deploy and track risk models in house – while minimizing model risk and improving model governance.
- SAS® Risk StratumAdopt a risk foundation that delivers three tiers of capabilities to match your needs, with each level building on the previous one to form a complete risk management foundation.
- SAS® Model Implementation Platform Quickly and efficiently execute a wide range of models used in bank stress tests and other enterprise-level risk assessments.
- SAS® Regulatory Content for EBA TaxonomiesMeet European Banking Authority (EBA) reporting requirements and gain business value with a collection of industry-leading reporting content.
企業壓力測試
精選解決方案
- SAS® Risk StratumAdopt a risk foundation that delivers three tiers of capabilities to match your needs, with each level building on the previous one to form a complete risk management foundation.
- SAS® Solution for Stress TestingMeet the challenges of supervisory stress testing and strategic scenario planning with SAS Solution for Stress Testing.
擴展企業壓力測試能力的解決方案
- SAS® Model Risk ManagementSignificantly reduce your model risk, improve your decision making and financial performance, and meet regulatory demands with comprehensive model risk management.
- SAS® Risk ModelingQuickly develop, validate, deploy and track risk models in house – while minimizing model risk and improving model governance.
- SAS® Solution for CECLQuickly meet new US Financial Accounting Standards Board current expected credit loss (CECL) standards with best practices for modeling, workflow and reporting.
- SAS® Solution for IFRS 9Accelerate time to benefit and quickly meet IFRS 9 standards.
預期信用損失
精選解決方案
- SAS® Risk StratumAdopt a risk foundation that delivers three tiers of capabilities to match your needs, with each level building on the previous one to form a complete risk management foundation.
- SAS® Solution for CECLQuickly meet new US Financial Accounting Standards Board current expected credit loss (CECL) standards with best practices for modeling, workflow and reporting.
- SAS® Solution for IFRS 9Accelerate time to benefit and quickly meet IFRS 9 standards.
擴展 ECL 功能的解決方案
- SAS® Model Risk ManagementSignificantly reduce your model risk, improve your decision making and financial performance, and meet regulatory demands with comprehensive model risk management.
- SAS® Risk ModelingQuickly develop, validate, deploy and track risk models in house – while minimizing model risk and improving model governance.
- SAS® Solution for Stress TestingMeet the challenges of supervisory stress testing and strategic scenario planning with SAS Solution for Stress Testing.
風險管理
精選解決方案
- SAS Enterprise GRCBuild trust in risk and compliance programs by connecting the enterprise.
- SAS® Model Risk ManagementSignificantly reduce your model risk, improve your decision making and financial performance, and meet regulatory demands with comprehensive model risk management.
- SAS® Risk StratumAdopt a risk foundation that delivers three tiers of capabilities to match your needs, with each level building on the previous one to form a complete risk management foundation.
保險風險管理
精選解決方案
- SAS® IFRS 17 解決方案透過一流的模式、工作流程和報告，簡化您向 IFRS 會計標準的過渡。
- Insurance Contract Valuation | Powered by AzureStay in front of IFRS 17/LDTI compliance requirements without losing visibility.
- SAS® Dynamic Actuarial ModelingReduce silos, automate processes and facilitate cross-departmental collaboration with a complete, end-to-end pricing solution that includes innovative, AI-based premium modeling.
- SAS® Risk StratumAdopt a risk foundation that delivers three tiers of capabilities to match your needs, with each level building on the previous one to form a complete risk management foundation.
- SAS® Solution for LDTIManage, audit and trace all steps of LDTI compliance processes within a single, integrated environment.
- SAS® Solution for Stress TestingMeet the challenges of supervisory stress testing and strategic scenario planning with SAS Solution for Stress Testing.
- SAS® 保險資本管理滿足不斷改變的保險資本要求與監管合規性要求，更深入地瞭解貴公司的風險與財務狀況。
SAS Enterprise GRC
公司治理、風險管理及遵法(GRC) 整合的用意之一旨在促成相關政策與法令的遵循。為能有效達到此目的，一個 GRC 的解決方案必須能夠辨識及計算出若分開檢視這些業務單位的風險暴險時，那些個別單位的整合風險暴險程度。
SAS Enterprise GRC 提供一整合式平台，可將企業策略與風控議題予以標準化並進行管理，兼能將來自於所有企業風險管理架構（例如信用風險、市風險等）的資訊合併為整體的企業風險管理觀點。此解決方案可連結企業自身的 GRC 運行架構，藉由一致性的業務目標與策略執行，來強化企業的治理能力。
- 以單一平台整合所有 GRC 關注焦點。將用於存放風險、控制措施、法律規範、政策、自評作業、風險事件資料、情境分析、企業持續管理及稽核等項目的資料庫結合為單一架構，據以促進風管人員、法遵人員、稽核及高層主管的相互合作。
- 決策的執行將更加地完善。唯有藉由與遵法、風險暴險與企業目標有關的 360 度全方位檢視，方能輕鬆地辨識及探究出各 GRC 關注焦點間的關聯性。此外若能更進一步整合 KPI 與 KRI，則就能據以主動地監督策略的執行成效是否與業務目標一致。
- 減少突如而來的驚奇。整合 GRC 架構、企業策略以及作業程序，並經由全方位的警示引擎取得受關注風險與相關行動方案的狀況，以達到提前預警並加速處理的效果。
- 提升 GRC 處理效率與效益。自動執行 GRC 相關工作，以持續監督相關控管機制、KRI 以及暴險狀況。並可透過風管人員、法遵人員以及稽核的彼此合作，以減少出現重複處理（例如，風險評估）的機會。
- 降低與風險相關的損失。透過完全可與企業內部作業流程整合的方式來擷取及監督全公司共用資料庫中的各類風險相關損失，並藉此連結至相對應的失效控制措施、發生原因、自評結果以及 KRI等訊息，讓企業可從過去的損失中汲取教訓
Risk Management for Banking
SAS Risk Management for Banking 是一套全方位、整合式且適合企業層級的銀行業風險管理解決方案，核心功能將可協助銀行處理各類型的風險 – 包括市場風險、信用風險以及流動性風險。
此解決方案同時具備了模擬的能力亦即可利用整合了 SAS 眾多方法論與模型的尖端風險分析技術，來考量不同風險類型以及企業中不同風險間的相關性。
利用驗證與風險曝險計算的功能，此解決方案將可協助銀行利用不同的風險衡量方式。使用者還可利用風險調整後的績效值來計算銀行整個或是自行定義投資組合的經濟資本。
- 採用整合式的風險管理策略，可適用各類型的資料、方法論與使用需求，並能跨越整個企業將關鍵的風險資訊散佈給不同類型的使用者。
- 可藉由分析所有業務的風險/報酬組合，來全面掌控不同的風險類型。
- 可客製化模型、分析與報表，以適應現今與未來不斷改變的商務需求。
- 藉由透明且可供查核的環境中，導入全新的風險評量與模型以支援創新。
- 可支援擷取、整合及驗證絕大多數的風險資料源，包括市場資料提供者、投資組合/授信會計系統、交易系統、票據交換系統等。
- 可快速啟動並執行那些為市場風險、信用風險、資產負債管理以及企業整體風險所預建的模型、方法論與報表。
- 藉由投資策略的最佳化，以獲得更為出色的投資績效。
- 藉由重新分配資本與風險的承擔能力來完全掌握目前與未來的商機。
- 藉助全面性的資料管理功能、銀行業專用資料模型 (data model) 以及預建的資料管理程序，來強化掌控風險資料的能力。
- 利用此一涵蓋資料管理、風險分析以致於報告等工作的完整 (end-to-end) 解決方案，將可大幅降低銀行的總建置成本。
