How SAS Delivers Better Risk Management
Only SAS delivers comprehensive risk solutions, AI and regtech technologies and best practices that help you balance short- and long-term strategies, improve financial performance and build a risk-aware culture throughout your organization. With SAS, you can reduce the time and cost of compliance by ensuring data consistency, transparency and complete traceability.
Regulatory risk management
- Ensure efficient credit risk analysis with timely, accurate RWA reporting and regulatory capital optimization.
- Comply with Basel III/IV requirements for credit risk analytics.
- Create a consolidated data, modeling and reporting infrastructure for measuring and reporting on credit and counterparty risk.
Capital planning
- Reduce stress testing cycle times so you can focus on higher-value activities.
- Uncover opportunities and risks with powerful tools and reporting capabilities that expedite capital planning.
- Go beyond supervisory stress testing to anticipate the path ahead and prepare for the unexpected.
- Improve transparency and auditability with flexible workflow automation and embedded controls.
- Introduce new models, methodologies and scenarios as needs change.
Credit risk management
- Build, back-test and deploy credit risk models faster – without recoding.
- Better manage corporate IP with an intuitive interface that makes it easy to share project artifacts, variables, etc.
- Make better lending decisions using a broad range of scoring methodologies to assess risk exposures.
- Reduce model risk by optimizing performance throughout the model life cycle.
- Deploy scenario-based risk analytics to simulate risk exposures and support capital planning.
- Prepare IFRS 9 and CECL estimates in a centralized, controlled environment.
Risk governance
- Gain a holistic, enterprisewide view of your risk profile and internal control status.
- Ensure transparency and promote consistent standards with a centralized model inventory and model risk management framework.
- Produce accurate, on-demand regulatory and management reports based on high-quality data.
- Manage critical operational risk and compliance processes with a self-documenting solution that ensures auditability and traceability for management and regulators.
Risk Management for Banking Products & Solutions
- SAS® Asset and Liability ManagementManage interest rate and funding liquidity risk with powerful, flexible capabilities for static and scenario-based dynamic balance sheet assumptions.
- SAS® Credit Assessment ManagerEvaluate your entire loan portfolio by performing both qualitative and quantitative assessments of individual nonperforming loans.
- SAS® Credit ScoringDevelop, validate and monitor credit scorecards faster, cheaper and more flexibly than any outsourcing alternative.
- SAS® Governance and Compliance ManagerPrzekrojowa informacja o instytucji w zakresie Governance, Risk, Compliance
- SAS® Model Implementation Platform Efektywna i przejrzysta implementacja modeli analitycznych wykorzystywanych w procesach stress testów
- SAS® Model Risk ManagementPełna informacja o statusie modeli analitycznych, ich właścicielach, walidatorach i testerach wraz z automatyzacją procesu cyklicznej walidacji i kalibracji modeli na potrzeby wewnętrzne i regulacyjne
- SAS® Risk EngineMake better, faster decisions based on current views of your overall risk exposure.
- SAS® Risk ModelingQuickly develop, validate, deploy and track risk models in house – while minimizing model risk and improving model governance.
- SAS® Risk StratumAdopt a risk foundation that delivers three tiers of capabilities to match your needs, with each level building on the previous one to form a complete risk management foundation.
- SAS® Solution for CECLQuickly meet new US Financial Accounting Standards Board current expected credit loss (CECL) standards with best practices for modeling, workflow and reporting.
- SAS® Solution for IFRS 9Accelerate time to benefit and quickly meet IFRS 9 standards.
- SAS® Solution for Regulatory CapitalProactively manage regulatory risk with a single, end-to-end risk management environment.
- SAS® Solution for Stress TestingMeet the challenges of supervisory stress testing, and establish a powerful data and modeling environment for scenario-based planning.