SAS Credit Assessment Manager
Gain confidence in your bank’s ability to assess, manage and optimize returns on impaired loans.
Key features
A framework for both qualitative and quantitative assessment of individual nonperforming loans, extending your bank's IFRS 9/CECL capabilities to evaluate the entire loan portfolio.
Individual assessment decisioning
Provides qualitative retail and corporate questionnaire-based decisioning for restaging individual loans, including business rules. This enables identification of contaminated companion exposures.
Workflow-driven analytics
Uses a systematic, workflow-driven process that establishes different economic scenarios and available cash flows, aligning them with rigorous analytical methods to arrive at a revised impairment amount.
Full transparency
Offers a complete audit trail of workflow, including documentation of decisions ranging from foreclosures to concessions, reclassifications or modifications.
Interconnected exposures
Links both exposures and collateral to counterparties, related legal entities and parties of interest, enabling the evaluation of all related exposure factors.
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