INSIGHTS SOBRE GESTÃO DE RISCOS

Melhor gestão de riscos para mais vantagens competitivas

Últimos Insights sobre Gestão de Riscos

Beyond IFRS 17 – what's next?IFRS 17 is not just a new accounting standard. Its fundamental objective is to provide transparency and insight to the insurance business while identifying strengths and areas for improvement. Learn how to keep a long-term vision and achieve broader business value beyond the immediate demands of IFRS 17.
Beyond IFRS 17 – what's next?IFRS 17 is not just a new accounting standard. Its fundamental objective is to provide transparency and insight to the insurance business while identifying strengths and areas for improvement. Learn how to keep a long-term vision and achieve broader business value beyond the immediate demands of IFRS 17.
Redução de riscos: qual sua importância hoje?Antecipar-se a um evento sempre será uma vantagem competitiva, e isso deve envolver a redução de riscos financeiros, de crédito, legais, econômicos ou transacionais.
IFRS 17: Waiting is not an optionIFRS 17 is a principles-based accounting standard for the future-oriented valuation of insurance contracts. Designed to increase financial transparency, IFRS 17 requires insurers to report in more detail on how insurance and reinsurance contracts affect their finances and risk.
IFRS 17: Waiting is not an optionIFRS 17 is a principles-based accounting standard for the future-oriented valuation of insurance contracts. Designed to increase financial transparency, IFRS 17 requires insurers to report in more detail on how insurance and reinsurance contracts affect their finances and risk.
Scenario stress testing: Beyond regulatory complianceScenario stress testing offers banks a way to simulate responses to a financial crisis using a wide range of conditions and levels of severity.
Scenario stress testing: Beyond regulatory complianceScenario stress testing offers banks a way to simulate responses to a financial crisis using a wide range of conditions and levels of severity.
The analytical CRO and the risk aware CFOTo create a more risk-aware organization, the most important collaborative relationship for the CRO is with the CFO and the finance team. The CFO and CRO – as the executives responsible for budgeting and supervision – tend to get caught in the middle of competing objectives.
The analytical CRO and the risk aware CFOTo create a more risk-aware organization, the most important collaborative relationship for the CRO is with the CFO and the finance team. The CFO and CRO – as the executives responsible for budgeting and supervision – tend to get caught in the middle of competing objectives.
IFRS 17 turns focus to insurance providersWhile many FIs are still struggling with IFRS 9 compliance, the new regulations may make for an even more daunting task
frtb: a wait and see strategy could be riskyFRTB, fundamental review of the trading book, is a regulation that changes how banks analyze market risk in the trading book to address systemic challenges.
General Data Protection Regulation: From burden to opportunityThe General Data Protection Regulation stirs up mixed emotions, but Kalliopi Spyridaki shows how to use the new legislation for business advantage.
CECL: Are US banks and credit unions ready?CECL, current expected credit loss, is an accounting standard that requires US banking institutions and credit unions to estimate life-of-loan losses at origination or purchase.
CECL: Are US banks and credit unions ready?CECL, current expected credit loss, is an accounting standard that requires US banking institutions and credit unions to estimate life-of-loan losses at origination or purchase.
IFRS 17 and Solvency II: Insurance regulation meets insurance accounting standardsIFRS and Solvency II encourage comparability and transparency from a regulatory and accounting perspective for insurers, but there are important differences.
Credit risk management is the answerLending and loan volume is back up to pre-crisis levels. But banks are facing higher delinquencies as well. That's why improving credit risk management is crucial.
Credit risk management is the answerLending and loan volume is back up to pre-crisis levels. But banks are facing higher delinquencies as well. That's why improving credit risk management is crucial.
IFRS 9 and CECL: The challenges of loss accounting standardsThe loss accounting standards, CECL and IFRS 9, change how credit losses are recognized and reported by financial institutions. Although there are key differences in the standards for CECL (US) and IFRS 9 (international), both require a more forward-looking approach to credit loss estimation.
New attitudes for liquidity risk managementRecent liquidity risk shocks and regulatory pressures have highlighted the need for agile liquidity risk management and planning systems. To manage liquidity risk more strategically, banks will need the right strategy, solution architecture and IT systems – plus governance to manage the process.
Model risk management: Vital para a regularidade e sustentabilidade dos negóciosUm modelo de gestão de risco mal feito pode levar à falha da aprovação regulatória dos planos de capital, perda financeira, danos à reputação de um banco e perda de valor nas ações da empresa. Saiba como melhorar sua gestão de risco de modelo, estabelecendo controles e diretrizes para mensurar e direcionar modelos de risco em todas as fases do ciclo de vida.

Risk Management: The Basics

No matter how your organization prioritizes risk, you need proven methodologies and best practices to help you establish a risk-aware culture, optimize capital and liquidity, and meet regulatory demands. High-performance risk analytics can ensure greater efficiency and transparency, and strike the right balance between short- and long-term strategies, so that you can confidently address changing regulatory requirements.

Learn more about Risk Management

Gestão de Riscos: Fundamentos

Gestão do Risco de Crédito

A crise de crédito que se seguiu à crise financeira de 2008 colocou as práticas de gestão do risco de crédito no centro das atenções. E está prestes a assumir um papel ainda mais importante, à medida que os bancos se preparam para o impacto dos novos regulamentos Basel III que imporão maiores custos de capital para o risco de crédito.

Mesmo que a gestão do risco de crédito sempre tenha sido uma função crítica dos bancos, uma melhor gestão do risco de crédito é essencial – e não apenas para fins de conformidade. Saiba mais sobre como a gestão do risco de crédito apresenta uma grande oportunidade para melhorar o desempenho geral de um banco.

Risco de Liquidez

Era uma vez, a gestão do risco de liquidez tinha pouca coisa mais do que uma consideração básica por parte dos bancos. Mas a crise financeira de 2008 mudou tudo isso ao expor o risco de liquidez como o calcanhar de Aquiles da indústria. Hoje, o risco de liquidez tornou-se parte integrante do léxico bancário, enquanto os bancos se preparam para mudanças regulatórias abrangentes em torno da liquidez. Mas a gestão do risco de liquidez é algo a ser abraçado ou temido? Descubra o que os especialistas estão dizendo sobre o risco de liquidez e as soluções de alto desempenho que podem ajudá-lo a gerenciá-la.