Detect, prevent and manage fraud across the full customer life cycle – in real time – with a cloud-native, next-generation fraud decisioning solution

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SAS Fraud Decisioning

SAS Fraud Decisioning on SAS Viya delivers real-time decisioning, case investigation automation and predictive analytics so you can quickly identify emerging threats and attack vectors to reduce your risk exposure.

Choose SAS: A leader in fraud detection & prevention

Payments fraud

Use industry-leading data analytics and machine learning to monitor payments, nonmonetary transactions and events so you can more accurately detect payment fraud threats in real time.

Account takeover fraud

Detect money mules and funnel accounts before they expose you to regulatory risk by monitoring both customer activities and account maintenance events as they are initiated across channels.

Identity verification & authentication

Go beyond traditional identity verification to catch synthetic fraud faster in new-to-bank relationships, and take immediate action when parts of an identity are suspected to be false.

Check fraud

Quickly access all data relevant to making a risk assessment of a check transaction, including past customer activity, transaction details and check image analysis discoveries.

Application fraud

Prevent drop accounts and bust-out fraud before they arise by assessing the risk of new credit applications with a lower referral rate and straight-through processing.

E-commerce fraud

Detect fraudulent commerce across merchants and third-party payment processors.

Analyst perspectives – SAS named a leader in these analyst evaluations

Analyst report

SAS is a Leader in The Forrester Wave: Enterprise Fraud Management, Q2 2024

Analyst report

SAS is a category leader in Chartis RiskTech Quadrant® for Enterprise Fraud Solutions

Key Features

Next-generation SAS Fraud Decisioning combines real-time data enrichment, orchestration and decisioning; model management, governance and development; rapid alert triage; case management; dashboards; and reporting – all on a cloud-native platform.

Cloud-native technology

Enables confident decisions, maximum value, faster outcomes and open integration. Scalable to meet flexible business needs; scale-up for expansion and high-traffic peaks, or scale down to ensure optimized cost management.

Real-time profiling, scoring & decisioning

Scores and decisions 100% of transactions in real time with millisecond response time, for immediate insight on how to respond. Defends against fraud loss while building trust and protecting customer loyalty.

Industry-leading advanced analytics capabilities

Advanced analytics techniques, including adaptive machine learning methods, identify emerging threats and automatically suggest new rules and scenarios in real time for the most accurate transaction risk assessment.

Flexible data orchestration

Orchestrate all internal and external data in a single solution, regardless of format or source. Delivers faster results from growing data volumes using in-memory processing. Easily integrates with case management and reporting systems.

Configurable data enrichment

Enrich customer data, rules and decisions using data from one or more third-party information providers. Define your own path for how each incoming transaction is transformed, enriched and validated before being sent to the fraud management system.

Continuous improvement

Compare approaches to your identity strategy using champion and challenger models and A/B testing of data and service providers, so you can deploy what works best in seconds. Determine the effectiveness of new strategies, continuously improve your approaches and adapt to changes in consumer behavior.

SAS Viya is cloud-native and cloud-agnostic

Consume SAS how you want – SAS managed or self-managed. And where you want.

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Recommended Resources

Solution Brief

Detect and prevent identity and digital fraud in real time across the customer journey

Solution Brief

Manage payment fraud risk without impacting the customer experience

White Paper

Detect and prevent digital banking fraud