How SAS Delivers Better Risk Management
Only SAS delivers comprehensive risk solutions, AI and regtech technologies and best practices that help you balance short- and long-term strategies, improve financial performance and build a risk-aware culture throughout your organization. With SAS, you can reduce the time and cost of compliance by ensuring data consistency, transparency and complete traceability.
Regulatory risk management
- Ensure efficient credit risk analysis with timely, accurate RWA reporting and regulatory capital optimization.
- Comply with Basel III/IV requirements for credit risk analytics.
- Create a consolidated data, modeling and reporting infrastructure for measuring and reporting on credit and counterparty risk.
Capital planning
- Reduce stress testing cycle times so you can focus on higher-value activities.
- Uncover opportunities and risks with powerful tools and reporting capabilities that expedite capital planning.
- Go beyond supervisory stress testing to anticipate the path ahead and prepare for the unexpected.
- Improve transparency and auditability with flexible workflow automation and embedded controls.
- Introduce new models, methodologies and scenarios as needs change.
Credit risk management
- Build, back-test and deploy credit risk models faster – without recoding.
- Better manage corporate IP with an intuitive interface that makes it easy to share project artifacts, variables, etc.
- Make better lending decisions using a broad range of scoring methodologies to assess risk exposures.
- Reduce model risk by optimizing performance throughout the model life cycle.
- Deploy scenario-based risk analytics to simulate risk exposures and support capital planning.
- Prepare IFRS 9 and CECL estimates in a centralized, controlled environment.
Risk governance
- Gain a holistic, enterprisewide view of your risk profile and internal control status.
- Ensure transparency and promote consistent standards with a centralized model inventory and model risk management framework.
- Produce accurate, on-demand regulatory and management reports based on high-quality data.
- Manage critical operational risk and compliance processes with a self-documenting solution that ensures auditability and traceability for management and regulators.
Risk Management for Banking Products & Solutions
-
SAS 预期信用风险损失利用有效、可控、可持续的环境,应对IFRS 9和CECL预期损失模型的挑战。
-
SAS® Credit Assessment ManagerEvaluate your entire loan portfolio by performing both qualitative and quantitative assessments of individual nonperforming loans.
-
SAS® Credit ScoringSAS® 银行业信用评分,比任何外包方案更快速更低廉更灵活地开发、验证和监控信用评分卡。
-
SAS® High-Performance RiskSAS®高性能风险分析,基于全面的风险暴露,做出更快更好的决策。
-
SAS® Model Implementation Platform SAS®模型部署平台,快速有效地执行大量模型,用于银行的压力测试和企业级风险评估。
-
SAS® Model Risk Management完整的模型风险管理,大大降低您的模型风险,提高决策和财务业绩,满足监管要求。
-
SAS® Qualitative Assessment ManagerReduce the manual effort required to document, manage, assess, communicate, monitor change and audit the stress-testing processes required for capital planning and review.
-
SAS® Regulatory Content for CECLQuickly meet new US Financial Accounting Standards Board current expected credit loss (CECL) standards with best practices for modeling, workflow and reporting.
-
SAS® Regulatory Content for EBA TaxonomiesMeet European Banking Authority (EBA) reporting requirements and gain business value with a collection of industry-leading reporting content.
-
SAS® Regulatory Content for IFRS 9Accelerate time to benefit and quickly meet IFRS 9 standards.
-
SAS® Regulatory Risk ManagementSAS® 监管风险管理,通过统一端到端的风险管理环境,积极地管理多种不同司法辖区的监管风险。
-
SAS® Risk Modeling WorkbenchSAS®风险建模工作台,降低风险建模中的成本和操作风险。
-
SAS® Solution Content for Stress TestingMeet the challenges of supervisory stress testing, and establish a powerful data and modeling environment for scenario-based planning.
-
SAS® Stress Testing WorkbenchSAS®压力测试工作台,覆盖压力测试过程的各个环节,整合来自多个系统的结果。