Automatically categorize loans down to the individual assessment level

Screenshot of SAS Credit Assessment Manager showing assessment parameters

SAS Credit Assessment Manager

Gain confidence in your bank’s ability to assess, manage and optimize returns on impaired loans.



Key features

A framework for both qualitative and quantitative assessment of individual nonperforming loans, extending your bank's IFRS 9/CECL capabilities to evaluate the entire loan portfolio.

Individual assessment decisioning

Provides qualitative retail and corporate questionnaire-based decisioning for restaging individual loans, including business rules. This enables identification of contaminated companion exposures.

Workflow-driven analytics

Uses a systematic, workflow-driven process that establishes different economic scenarios and available cash flows, aligning them with rigorous analytical methods to arrive at a revised impairment amount.

Full transparency

Offers a complete audit trail of workflow, including documentation of decisions ranging from foreclosures to concessions, reclassifications or modifications.

Interconnected exposures

Links both exposures and collateral to counterparties, related legal entities and parties of interest, enabling the evaluation of all related exposure factors.


Recommended resources on SAS Credit Assessment Manager

Insights

Risk Management Insights

Article

What is CECL, and are US banks ready for it?

Blog

Getting ready for IFRS 9