Transforming insurance from quote to claim
Modernized for today.
Ready for tomorrow.
Discover the SAS approach for modern insurers seeking to achieve significant business value.
Faster, more accurate decisions
Use AI and advanced analytics to boost profitability, automation and governance.
Integrated solutions
Seamlessly connect individuals, data and operations for informed and efficient decision making.
Holistic approach
Optimize underwriting, pricing and reserving; streamline operations; and maintain a competitive edge with real-time insights.
The Future of Insurance Is Connected
Insurers face mounting pressure: climate risk, regulation, economic volatility and rising customer expectations. The ones who thrive aren't just reacting – they’re connecting every decision across actuarial, underwriting, claims, finance and technology into one intelligent system.
A new global study by Risk.net and SAS based on insights from more than 350 senior insurance leaders, found that nearly 40% say their processes, technology and strategy aren't aligned – slowing execution and limiting growth.
Those closing the gaps with integrated data platforms, AI-powered industry solutions and cross-functional analytics are already seeing faster decisions, stronger performance and measurable ROI.
Why Connected Decision-Making Wins
✅ Break down silos.
Unite teams and data for smarter, faster decisions
✅ Boost profitability.
Sharpen pricing, refine risk selection, optimize capital
✅ Accelerate response.
Use AI and real-time analytics to adapt to market shifts instantly
✅ Align execution.
Connect strategy, operations, and technology with clear accountability
✅ Build resilience.
Turn volatility into opportunity with predictive insight
What's Holding Insurers Back
Fragmented data across departments and disparate legacy platforms
Budget constraints and outdated technology
Siloed organizational culture and data infrastructure
The Future of Insurance Is Connected
Insurers face mounting pressure: climate risk, regulation, economic volatility and rising customer expectations. The ones who thrive aren't just reacting – they’re connecting every decision across actuarial, underwriting, claims, finance and technology into one intelligent system.
A new global study by Risk.net and SAS based on insights from more than 350 senior insurance leaders, found that nearly 40% say their processes, technology and strategy aren't aligned – slowing execution and limiting growth.
Those closing the gaps with integrated data platforms, AI-powered industry solutions and cross-functional analytics are already seeing faster decisions, stronger performance and measurable ROI.
Why Connected Decision-Making Wins
- Break down silos. ✅
Unite teams and data for smarter, faster decisions - Boost profitability. ✅
Sharpen pricing, refine risk selection, optimize capital - Accelerate response. ✅
Use AI and real-time analytics to adapt to market shifts instantly - Align execution. ✅
Connect strategy, operations, and technology with clear accountability - Build resilience. ✅
Turn volatility into opportunity with predictive insight
Everyone talks about being agile, but in reality, there are too many boxes to tick, too many handoffs, and systems that don't connect well. Darren Egan, Head of Risk, Allianz Re
The Cost of Disconnected Decisions
38%
of insurance leaders don't fully consider how their decisions affect other areas of the business.
Risk.net & SAS Global Insurance Survey, 2025
What's Holding Insurers Back
- Fragmented data across departments and disparate legacy platforms
- Budget constraints and outdated technology
- Siloed organizational culture and data infrastructure
The Future of Insurance Is Connected
Insurers face mounting pressure: climate risk, regulation, economic volatility and rising customer expectations. The ones who thrive aren't just reacting – they’re connecting every decision across actuarial, underwriting, claims, finance and technology into one intelligent system.
A new global study by Risk.net and SAS based on insights from more than 350 senior insurance leaders, found that nearly 40% say their processes, technology and strategy aren't aligned – slowing execution and limiting growth.
Those closing the gaps with integrated data platforms, AI-powered industry solutions and cross-functional analytics are already seeing faster decisions, stronger performance and measurable ROI.
Why Connected Decision-Making Wins
✅ Break down silos.
Unite teams and data for smarter, faster decisions
✅ Boost profitability.
Sharpen pricing, refine risk selection, optimize capital
✅ Accelerate response.
Use AI and real-time analytics to adapt to market shifts instantly
✅ Align execution.
Connect strategy, operations, and technology with clear accountability
✅ Build resilience.
Turn volatility into opportunity with predictive insight
What's Holding Insurers Back
Fragmented data across departments and disparate legacy platforms
Budget constraints and outdated technology
Siloed organizational culture and data infrastructure
Why Connected Decision-Making Wins
✅ Break down silos.
Unite teams and data for smarter, faster decisions
✅ Boost profitability.
Sharpen pricing, refine risk selection, optimize capital
✅ Accelerate response.
Use AI and real-time analytics to adapt to market shifts instantly
✅ Align execution.
Connect strategy, operations, and technology with clear accountability
✅ Build resilience.
Turn volatility into opportunity with predictive insight
What's Holding Insurers Back
Fragmented data across departments and disparate legacy platforms
Budget constraints and outdated technology
Siloed organizational culture and data infrastructure
> 123 $
Call out box with stat
The Cost of Disconnected Decisions
38%
of insurance leaders don't fully consider how their decisions affect other areas of the business.
Risk.net & SAS Global Insurance Survey, 2025
Everyone talks about being agile, but in reality, there are too many boxes to tick, too many handoffs, and systems that don't connect well. Darren Egan, Head of Risk, Allianz Re
> 123 $
Call out box with stat
The Cost of Disconnected Decisions
38%
of insurance leaders don't fully consider how their decisions affect other areas of the business.
Source: Risk.net & SAS Global Insurance Survey, 2025
Everyone talks about being agile, but in reality, there are too many boxes to tick, too many handoffs, and systems that don't connect well. Darren Egan, Head of Risk, Allianz Re
Discover the SAS approach for modern insurers seeking to achieve significant business value.
Faster, more accurate decisions
Leverage AI and advanced analytics to boost profitability, automation and governance.
Integrated solutions
Seamlessly connect individuals, data and operations for informed and efficient decision making.
Holistic approach
Optimize underwriting, pricing and reserving; streamline operations; and maintain a competitive edge with real-time insights.
Dynamic Actuarial Modeling Business Value
Ready to see results from your actuarial investments? AI-enhanced processes can boost innovation and profitability regardless of premium volume.
The SAS Difference
- Improve profitability.
- Lower total cost of ownership (TCO).
- Boost revenues.
- Optimize current portfolio.
- Reach new customers.
- Enhance governance and compliance.
- Accelerate small team effectiveness.
- Personalize customer journeys.
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SAS – the modern solution for today’s insurance industry
Empowering Insurers
Collaborative ecosystem: Actuaries, underwriters and analysts enhance decision making and mitigate risks together.
Life cycle orchestration: Streamline every step from coverage verification to actuarial modeling and reserving on a single platform.
Streamlined Onboarding Process
Centralized tasks: Navigate complex workflows with ease and speed.
Enhanced experience: Improve customer interactions and decision-making efficiency.
Innovative Tools and Insights
Innovative tools and optimized pricing: Accurate risk assessment and cost predictions for ideal customers
Tailored coverage: Provide more personalized insurance that benefits both insurers and customers.
User-Friendly Implementation
No-code interface: Easy point-and-click, drag-and-drop features for all users.
SAS in the insurance industry - facts & figures
> 1400
insurance companies
are using SAS worldwide
90%
insurance companies of insurance companies on the Fortune Global 500 rely on SAS
47
of the top 50 largest global insurers choose SAS
Frequently Asked Questions
What is connected insurance?
Connected insurance unites underwriting, actuarial, claims, finance and technology with shared data and AI-powered analytics — enabling faster, smarter decisions across the enterprise.
Why is connected decision-making critical now?
Rising complexity from regulation, climate risk, economic volatility and an ever-changing competitive environment demands speed and precision. Connected decisions help insurers stay compliant, competitive and resilient.
How does AI improve insurance decisions?
AI-powered industry solutions deliver real-time visibility into risk, pricing and customer behavior — automating workflows, reducing errors and improving outcomes.
What are the biggest barriers?
Fragmented data across departments, disparate legacy systems, budget constraints and lack of cross-functional collaboration remain key challenges.
What defines a future-ready insurer?
Future-ready insurers use integrated data platforms and industry solutions, collaboration and AI at scale to transform operations, strengthen resilience and deliver measurable results.
Get the Full Report
Get the complete findings from Risk.net and SAS – including survey data, expert interviews and practical strategies for building a connected insurance organization.
Let’s stay connected!
Transforming insurance
from quote to claim
Modernized for today.
Ready for tomorrow.
From fragmented operations to unified intelligence – discover how insurers are leveraging intelligent pricing models, automated workflows and real-time risk modeling to unlock agility, resilience and ROI.
