Risk Track examines how financial institutions are evolving risk management to support faster, more confident decision making. Moving beyond static reporting, the sessions explore how analytics, AI, and governance are being operationalised to turn risk insight into real business outcomes—while remaining explainable, trusted, and scalable.

• 1:00 PM
  Chairperson's Opening Remarks
  
  
• 1:05 PM
  [Opening Keynote] Risk Intelligence at Scale: How Data, AI and Analytics Are Changing Executive Decision Making in Banking
  As volatility, regulatory pressure, and digital complexity intensify, banks are rethinking how risk is managed—not as a control function, but as a strategic driver of decision-making. The focus is shifting from static risk reporting to delivering real-time, trusted risk intelligence that executives can act on with speed and confidence.
  
  In this session, we'll explore how data, AI, and advanced analytics are transforming risk into a dynamic, enterprise-wide capability. He will share how leading banks are operationalising AI at scale to surface actionable insights, strengthen governance, and empower faster, more informed decisions at the executive level.
  
  Presenter: Alvin Eng, Managing Director, Head of Enterprise AI, UOB
  
  
• 1:35 PM
  [Presentation] Global Trends in Credit Risk
  Global credit risk is being rewritten in real time. From shifting economic cycles to unpredictable borrower behaviour and the rising force of climate risk, traditional models are being pushed to their limits.
  
  This session will explore emerging global banking trends around risk modelling, credit decisioning, and how banks are reacting to macroeconomic conditions.
  
  Presenter: Naeem Siddiqi, Author & Senior Advisor, Risk and Quantitative Solutions, SAS
  
  
• 2:05 PM
  [Panel Discussion] From Risk Signals to Decisions: Building Continuous Risk Insight in a Fast Moving Environment
  As volatility and interconnected risks accelerate, this session explores how financial institutions are developing continuous risk insight to detect emerging risks earlier and support timelier, more confident executive decision making.
  - Which risks most often emerge between assessment cycles, and why are they commonly detected too late?
  - How can continuous risk insight improve early visibility without creating noise or alert fatigue?
  - What limits the speed at which organisations can respond to new risk signals today, data, structure, or decision rights?
  - How should risk functions distinguish between signals that matter now and those that can wait?
  
  Moderator: Pablo Chong, Sr. Solutions Advisor - Risk, Fraud, and Compliance Solutions, SAS
  
  Panelists: 
  Vikram Sarkar, Senior Vice President, United Overseas Bank
  Tushar Wadhwa, Head of Credit Risk & Collections, Grab Financial Singapore
  
  
• 2:45 PM
  Break
  
  
• 3:15 PM
  [Presentation] AI-Enabled Risk Management: From Copilot to Advanced Use Cases with AI Agents
  As risk environments grow more complex and data-driven, this session explores how financial institutions are adopting a two-layer AI approach—leveraging Copilot capabilities to enhance day-to-day productivity, while advancing toward Agentic AI for scalable AI-driven risk analytics and decisioning to support more timely and consistent outcomes.
  
  Presenters: 
  Tzyy Ren Wong, ASEAN Risk Solution Advisor, Customer Advisory, SAS
  Xin Ru Lee, Senior Solutions Architect, Global Technology Practice, SAS
  
  
• 3:50 PM
  [Presentation] Fragmented to Integrated: Achieving AI-Enhanced Integrated Balance Sheet Management
  Balance sheet management is no longer a back-office discipline—it’s becoming a frontline competitive advantage. In an environment defined by volatility, rising interest rate complexity, and evolving regulatory demands, fragmented approaches are no longer enough.
  
  This session explores how banks are shifting from siloed processes to AI-enhanced, integrated balance sheet management. Discover how leading institutions are combining data, analytics, and forward-looking scenario modelling to gain a unified view of risk, liquidity, and profitability. Learn how AI is enabling faster, more informed decision-making—helping banks anticipate change, optimise outcomes, and steer with confidence in uncertain times.
  
  Presenter: Martim Rocha, Senior Director, Global Head for Risk Banking Solutions, SAS
  
  
• 4:20 PM
  [Panel Discussion] Managing Model Risk in the Age of AI: Governance, Trust, and Scalability
  As AI and advanced analytics reshape risk management, institutions face increasing scrutiny around model performance, explainability, and governance. This session examines how banks are strengthening model risk management frameworks to balance innovation with regulatory and board-level confidence.
  - How is AI changing traditional model risk management assumptions?
  - What does “effective governance” mean when models are continuously learning?
  - How can institutions scale AI while maintaining transparency and auditability?
  
  Moderator: Naeem Siddiqi, Author & Senior Advisor, Risk and Quantitative Solutions, SAS
  
  Panelists: 
  Gabriel Ryan, Vice President, Regulatory Portfolio Analytics, DBS Bank
  Sushil Kumar, Head Risk Analytics and Transformation, CardX Thailand
  Sumana Saha, Head of Credit Policy & Portfolio Management, Secured & Unsecured, United Overseas Bank
  
  
• 5:05 PM
  Chairperson's Closing Remarks
  
  

Fraud & AML Track focuses on how organisations are responding to faster, more complex threat environments—from real‑time payments and scams to digital assets and cross‑border crime. Sessions examine how intelligence‑led analytics, integrated operating models, and collaboration are enabling more effective prevention, detection, and response without compromising customer experience.

• 1:00 PM
  Chairperson's Opening Remarks
  
  
• 1:05 PM
  [Opening Keynote] The New Fraud Reality: Why Traditional Defences Are No Longer Enough
  Fraud has changed—permanently. What was once episodic is now relentless, operating at the speed of real-time payments, across expanding digital channels, and driven by increasingly sophisticated, organised threat actors.
  
  In this opening keynote, explore the new fraud reality confronting financial institutions today—and why traditional defences are no longer fit for purpose. Discover how leading organisations are rethinking fraud prevention, moving toward always-on detection, AI-driven intelligence, and adaptive strategies that evolve as quickly as the threats themselves. In a world where every second counts, staying ahead of fraud means transforming how you see, detect, and respond to risk.
  
  
• 1:35 PM
  [Fireside Chat] Building Operational Resilience in Fraud & Financial Crime: Integrating Risk, Detection and Governance
  In the context of fraud and financial crime, operational resilience is not about recovery from rare events, but about the ability of detection, decisioning, and governance functions to remain effective under constant pressure from evolving threats across banking and insurance.
  
  In this session, we'll explore:
  - What does operational resilience mean in a fraud and financial crime context, where disruption is continuous rather than episodic?
  - How can integrated fraud, AML, and risk operating models improve resilience when threat volumes spike or typologies rapidly change across banking and insurance products?
  - How should governance frameworks evolve to ensure speed, explainability, and customer protection remain intact during high stress or high velocity fraud events?
  
  Moderator: Lina Tong, Head of Fraud & Financial Crimes, Customer Advisory (ASEAN), SAS
  Guest Speaker: Andrea Amatuzio, Managing Director, Asia Pacific Head of Financial Crime, Compliance Transformation, Mizuho
  
  
• 2:10 PM
  [Presentation] Modernising Fraud and Financial Crime Detection: Technology Innovations That Matter
  Get a first-hand look at the latest SAS innovations powering real-time fraud detection and financial crime prevention. This session walks through new capabilities in the SAS portfolio — from adaptive AI models to real-time decisioning engines — and how they're helping financial institutions in ASEAN detect threats faster, reduce false positives, and meet the demands of an increasingly complex regulatory environment.
  
  In this session, explore the latest innovations in SAS fraud and financial crime solutions, combining advanced capabilities with real-world impact. From real-time transaction monitoring and AI-driven anomaly detection to network analytics and integrated case management, see how modern platforms are uncovering complex threat patterns as they emerge. Discover how these innovations help reduce false positives, accelerate investigations, and enable more precise, scalable financial crime prevention—so organisations can act faster and protect with confidence.
  
  Presenters: 
  Siva Ramakrishnan, EME-AP Domain Specialist - Fraud & Financial Crimes, SAS
  Pei Sin Khoo, Sr. Solutions Architect, Global Technology Practice SAS
  
  
• 2:45 PM
  Break
  
  
• 3:15 PM
  [Fireside Chat] Digital Assets, Crypto Flows and the New Financial Crime Risk Frontier
  As digital assets and regulated stablecoins enter mainstream finance, financial crime risk models must adapt rapidly to new transaction flows and typologies.
  
  In this session, we'll explore:-
  - How does the emergence of regulated, bank‑backed stablecoins change the financial crime risk profile compared with earlier crypto and digital asset models?
  - What new fraud, AML, and sanctions typologies are emerging as crypto flows become more integrated with mainstream payment and settlement systems?
  - How should banks adapt their transaction monitoring, controls, and governance frameworks to manage stablecoin and digital asset activity at scale while meeting regulatory expectations?
  - What practical lessons can financial institutions take today to prepare for a future where digital assets and traditional finance increasingly converge?
  
  Moderator: Ahmed Drissi, Principal Industry Consultant, APAC AML Lead, SAS
  Guest Speaker: Sam Vicary, Global Head of Name, Transaction & Digital Asset Screening, Standard Chartered Bank
  
  
• 3:45 PM
  [Presentation] Staying Ahead of the Threat Curve: What Fraud & AML Leaders Must Do Now
  This closing synthesis brings together the core insights from the Fraud & AML track, focusing on how evolving scam typologies, real-time payments, digital assets, and intelligence-led approaches are reshaping fraud defence. The session highlights the practical implications for fraud operations, governance, and technology.
  
  Presenter: Ian Holmes, Global Lead for Enterprise Fraud Solutions, Director, SAS
  
  
• 4:20 PM
  [Panel Discussion] Scaling Real-Time Fraud Intelligence: How Cloud and AI Are Changing Prevention
  As fraud becomes faster, more automated, and more coordinated, financial institutions must detect and intervene in real-time, at scale. This session explores how cloud platforms, advanced analytics, and AI are enabling new fraud prevention models, and what it takes to operationalise them securely and responsibly.
  
  Moderator: Lina Tong, Head of Fraud & Financial Crimes, Customer Advisory (ASEAN), SAS
  
  
• 5:05 PM
  Chairperson's Closing Remarks
  
  

Public Sector Track provides a practical overview of how artificial intelligence is being applied across the public sector today. Using real-world government use cases, it illustrates how agencies are augmenting decision-making, improving service delivery, managing risk, and turning data into actionable insight. Attendees will strengthen their understanding of AI technology and gain a clear view of where AI is delivering value now. This agenda is appropriate for an audience of Senior government leaders, CIO/CDOs, program executives, and policy leaders who are moving beyond AI experimentation and want confidence, accountability, and practical decision frameworks.  It balances thought leadership with the sharing of real examples of AI use by public sector organisations.

• 1:00 PM
  Chairperson's Opening Remarks
  Presenter: Noshin Kagalwalla, Vice President – Public Sector (Asia Pacific) & Managing Director, India, SAS
  
  
• 1:05 PM
  [Guest Opening Keynote]
  Speaker: Li Hongyi, Director, Open Government Products, GovTech
  
  
• 1:35 PM
  [Fireside Chat] The New Bottleneck: When GenAI Solutions Outpace Governance and Compliance
  Are we treating agents with the scrutiny we would a procured third-party software? What happens when a department deploys an un-procured agentic layer to streamline internal workflows, only for that agent to inadvertently access sensitive citizen data or make unauthorised API calls? Can traditional government procurement keep pace with agentic AI demand? In this session, we will discuss the growing gap between the speed of agentic AI and the speed of government oversight.
  
  Moderator: Ensley Tan, Industry Lead for Public Sector (Asia-Pacific), SAS
  
  
• 2:00 PM
  [Panel Discussion] From Reactive to Predictive: Redesigning Population Health Before the Crisis Hits
  Health systems in Singapore and across the region are shifting from episodic care to preventive, community-based models – but many providers still operate with retrospective views of risk. In this panel, public sector and health leaders will share how they use integrated clinical, public health and community data, real-time and streaming analytics, and explainable, governed AI to anticipate deterioration, identify and close care gaps that support Healthier SG, and make faster, trusted decisions at population scale – while empowering healthcare providers and leaders alike to drive adoption of AI and analytics through effective change management and stakeholder alignment.
  
  Moderator: Mark Lambrecht, Global Head, Health Care and Life Sciences Advisory, SAS
  
  Panelists: 
  Dr. Kevin Kok, Head of Digital Services, National Healthcare Group
  
  
• 2:40 PM
  Break
  
  
• 3:10 PM
  [Panel Discussion] Demystifying the sovereignty hype: governing data and digital infrastructure for innovative AI deployments
  As governments scale up their use of cloud and AI, data sovereignty has become a daily governance challenge, not just a policy slogan. Agencies must harness data and analytics while ensuring sensitive information remains under clear legal, regulatory and institutional control.
  
  In this panel discussion, public sector and industry leaders explore how to put data sovereignty into practice—how data is governed, accessed and used for AI, within national and cross‑border frameworks. The conversation will focus on practical approaches that balance sovereignty, accountability and innovation, so agencies can unlock insights without losing control of their most sensitive data.
  
  Moderator: Charmian Aw, Partner, Hogan Lovells Lee & Lee
  
  Panelists: 
  Denise Wong, Assistant Chief Executive, Data Innovation & Protection Group, Infocomm Media Development Authority (IMDA) | Commissioner, Personal Data Protection Commission (PDPC)
  Kalliopi Spyridaki, Chief Privacy Strategist, EMEA & Asia Pacific, SAS
  
  
• 3:50 PM
  [Presentation] Protecting Public Funds with AI: A Smarter Approach to Benefits Integrity, Fraud and Eligibility Risk
  As social benefit schemes and grants grow in volume and complexity, the risk of leakage and eligibility errors increases. This session will explore how we can identify sophisticated fraud patterns in real time while ensuring that human-in-the-loop oversight remains effective, transparent, and accountable. It will also showcase how AI can help ensure a more equitable distribution of social benefits while proactively reducing fraud, errors, and emerging risks.
  
  Presenter: Keith Swanson, Director, Fraud and Compliance, Asia Pacific & Japan, SAS
  
  
• 4:15 PM
  [Panel Discussion] Breaking the Transformation Logjam: From Strategy to Execution
  Most governments don’t lack transformation strategies—they struggle to turn them into reality. Legacy systems, culture, leadership changes and daily operational pressures often slow or stall execution.
  
  This panel gets practical about the levers that actually move organisations forward, from dealing with systems that weren’t built for change to ensuring transformation is owned by teams, not just individual champions. Panellists will share candid lessons on what surprised them most about execution, what good partnerships look like, and the warning signs that a transformation effort is in trouble.
  
  
• 4:55 PM
  [Presentation] SAS Technology Update: Advancing Data and AI for Government
  Learn how SAS is evolving its technology to better support government agencies with data, analytics and AI. This session will provide an overview of recent and upcoming capabilities designed to help the public sector unlock insights more easily, strengthen governance and deliver better outcomes for citizens.
  
  Presenter: Jason Loh, Head of Technology Futures, Global Technology Practice, SAS
  
  
• 5:10 PM
  Chairperson's Closing Remarks
  

Insurance track explores how technology is reshaping the insurance value proposition—turning complex regulatory frameworks into actionable business insights, solving real-world challenges, and transforming how risk is assessed and managed.

• 1:25 PM
  Chairperson's Opening Remarks
  
  
• 1:30 PM
  [Fireside Chat] Life After Go-Live: The Next Chapter of IFRS 17
  This fireside chat brings together a senior leader in the insurance industry and SAS to explore life after IFRS 17 go live, focusing on how IFRS 17 data is being used today to drive financial insight rather than just compliance. The discussion will cover which processes continue to be fine-tuned, the practical challenges that remain after several years of live operation, and how finance leaders are balancing analytical depth with operational efficiency. SAS will also share its forward view on how AI can meaningfully transform financial and user experience—enhancing explainability, accelerating analysis, and enabling more intuitive access to insights—while preserving governance and auditability.
  
  Moderator: Joshua Teng, SAS
  
  
• 2:10 PM
  [Presentation] Claim or a Scam: Detecting Claims Fraud
  Lately, insurance claims fraud has emerged as a major concern for Asia-Pacific insurers due to the rapid growth of digital claims processing, cross-border fraud networks, and increasingly sophisticated methods used by fraudsters. In this session, SAS will share experiences working with GI and health insurers on better understanding fraud patterns and behaviours using technology, to help build trust within the insurance ecosystem.
  
  Presenter: Anuradha Sehgal, Senior Solutions Advisor, EME-AP, SAS
  
  
• 2:40 PM
  Break
  
  
• 3:10 PM
  [Fireside Chat] Rising Catastrophe Risk: SAS and Swiss Re Unite to Help Insurers Stay Ahead
  Natural catastrophes are intensifying, and insurers are feeling the pressure of mounting losses. Traditional approaches are no longer enough. In response, SAS has partnered with global reinsurance leader Swiss Re to equip insurers with advanced tools and insights to better understand, price, and manage catastrophe risk in a rapidly changing world.
  
  Join this fireside chat to discover how this collaboration is helping insurers turn uncertainty into actionable intelligence—and build greater resilience against the risks ahead.
  
  Moderator: Hao Chen, Senior Insurance Solutions Advisor, Asia Pacific, SAS
  
  
• 3:45 PM
  [Presentation] The Future of Life Underwriting: Faster, Smarter, Safer
  As customer expectations shift toward real-time approvals, insurers must rethink traditional underwriting. Join this session to discover how automation is enabling a new balance between speed and precision—while tackling the complexities of data, health insights, regulation, and behaviour.
  
  Presenter: Oana Avramescu, Sr Manager, Global Insurance Solutions Leader, SAS
  
  
• 4:15 PM
  Chairperson's Closing Remarks