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Run the bank of today. Innovate to deliver the bank of tomorrow.

Explore curated content and resources that help you navigate change and lead with insight.

Innovate agenda paths aligned to your specific interests

The current & future state of global banking

The Economist Impact: Banking in an Intelligent Age Report

The Economist Impact group surveyed 1,700+ banking leaders worldwide to uncover key challenges and opportunities. This report shares the findings and offers a strategic roadmap to support banks as they navigate the now and the next.

Banking in an Intelligent Age Interactive Dashboard

Explore the results of the Economist Impact Survey in this interactive dashboard.

2025 global banking trends & insights

Want a deeper dive into insights and trends that will impact global banking in 2025 and beyond? Explore blogs by subject matter experts on topics like AI, data, risk management, fraud & financial crimes, customer experience and more.

Banking on AI

Your Journey to a GenAI Future: A strategic path to success in banking

Our research findings are based on a new survey of 243 senior leaders in the banking sector who are responsible for making decisions on GenAI strategy or data analytics.

Where are you in your GenAI journey?

See how you compare to 1,600 peers in this interactive GenAI assessment. Based on global research, organizations fall into three stages: Observers, Explorers and Leaders. Take the quiz to find your place.

AI use cases for banking

Explore the AI-powered solutions SAS offers to run the bank of today and deliver the bank of tomorrow.

Daiwa Securities: Using AI to better engage with customers

Customer story on how Daiwa Securities uses analytics and machine learning from SAS to better meet customer needs.

Pondering AI Podcasts

How is AI shaping our human experience – at work, at home and in society? Find out in the Pondering AI podcast series, featuring candid conversations with experts from across the AI ecosystem.

A Comprehensive Approach to Trustworthy Data and AI Governance

AI is transforming every part of life, from work to home. Organizations that use it responsibly are more likely to succeed. Trustworthy AI ensures safe, reliable and ethical use to support that success.

Decisioning to run, protect & grow the bank

5 steps to a unified Enterprise Decisioning strategy

How can banks simplify their operations, future-proof their services and drive growth? Enterprise customer decisioning is the answer. This e-book describes five important steps to making better decisions faster with enterprise customer decisioning.

Reinvent the customer journey with Enterprise Decisioning

Banking institutions have more data and analytics than ever before. But how are they using them to drive better risk and fraud decisions?

Future proof your organization with an integrated approach to Enterprise Decisioning

Discover how Enterprise Customer Decisioning can enhance the level of customer service and revenue, reduce cost and complexity while increasing speed and agility.

Transforming risk into opportunity

FT Longitude Report: Transforming Risk Management

Banks face unprecedented risk challenges - from geopolitical shifts to AI-driven disruption. Building on 2021 findings, this SAS and Longitude report tracks progress over three years and provides key insights for accelerating change.

Creating a more effective risk modeling and decisioning strategy: A guide for innovation

This white paper describes the urgent need to upgrade risk modeling and decisioning strategies in the banking/financal services industry and provides specific suggestions for improving them.

Risk data and analytics: Manage risks and identify opportunities

KRIS® solutions from SAS tackle the core business challenge of accurately forecasting corporate default probabilities to help you make better-informed lending, investment and business management decisions. 

Rethinking risk: Smarter models, better decision

How SAS is evolving credit risk modeling and decisioning for better customer experience.

The balance sheet risk conundrum: How to modernize ALM and liquidity risk management in turbulent times

Discover five key elements required to achieve the most possible value from a modernized ALM and liquidity risk management program.

The value of credit risk transformations and the role of AI

As banks seek continued progress in their credit risk transformation journey, the insights gathered by SAS and GARP reveal the obstacles they face.

Stress testing 2.0: Better informed decisions through expanded scenario-based risk management

Regulatory stress testing requires a significant investment by financial institutions – in technology, skilled people and time. But what’s the best way to go about stress testing, and can banks realize other benefits from this investment?

Risk platform transformation

Sharpen risk assessment capabilities for consistent, transparent and explainable real-time decision making.

Effective ALM and liquidity risk management

Proactively manage the balance sheet with improved ALM and tight integration to stress testing and other risk and finance activities.

Stop fraud & financial crime

Learn more about SAS Fraud Decisioning

Explore the ways in which SAS supports global banking with Fraud Decisioning.

Application & identity fraud

Application and identity fraud are among the biggest concerns for financial institutions as they integrate new technologies into existing operations. Learn more about the challenges and the SAS approach to helping banks navigate these complex challenges.

CNG Holdings: Identity management is key to prevending credit fraud

In this case study, explore how CNG Holdings leverages SAS Identity 360 on Microsoft Azure to detect and prevent fraud while delivering an optimal customer experience.

ACFE 2024 Anti-Fraud Technology Benchmarking Report

Technology is essential in fighting fraud. To see how organizations are using it, explore key findings from global studies by the ACFE and SAS.

2024 Chartis RiskTech Quadrant® for Enterprise Fraud & Payment Fraud Solutions

Explore Chartis' latest vendor analysis of leaders in Enterprise Fraud and Payment Fraud Solutions. 

Q2 2024 Forrester Wave®: Enterprise Fraud Management

Explore Forrester's latest vendor analysis of leaders in Enterprise Fraud Management.

Elevate the customer experience

Assessment: How mature is your marketing?

Take the assessment now to identify strengths, uncover opportunities, and get insights into how you can elevate your marketing capabilities!

Banking on meeting customer expectations

This e-book describes essential capabilities financial services firms need in their MarTech stack and how investing in these technologies can greatly enhance personalization, elevate the overall customer experience and measurably impact customer loyalty and growth.

CMO Council - Cracking Tomorrow's CX Code: Real-time customer intelligence for exceptional experience

The CMO Council and SAS studied CX gaps and opportunities, revealing that CX—like human behavior—is ever-changing. To stay ahead, CMOs must continuously adapt strategies and technologies.

ROI Case Study: ING Belgium

Prior to the bank’s deployment of SAS Customer Intelligence 360, ING Belgium relied on multiple legacy systems that imposed limitations on their marketing operations. This report shows the payback and results after the implementation of SAS Customer Intelligence 360.

Marketers and GenAI: Diving into the shallow end

This report is based on a new survey of 300 organizations worldwide. The respondents are marketers in organizations across a range of sectors that are adopting GenAI. 

Maintaining customer trust with march in small and medium-sized businesses

Marketing technology is key for SMBs to stay competitive and build trust. In a recent Harvard Business Review Analytic Services survey, 81% say MarTech greatly impacts customer trust. Now, GenAI is creating new ways to innovate and adapt in a shifting market.

Driving productivity & efficiency with SAS® Viya®

Reimagine your bank with faster, smarter and more productive data and AI

Discover an end-to-end platform that delivers trustworthy AI and brings you speed and productivity you never imagined possible.

Vanquis Bank uses SAS Viya to reduce cloud and IT costs and ensure compliance

Vanquis Bank has improved efficiency, accuracy and scalability in risk management reporting allowing the bank to better serve its customers and maintain a strong compliance posture.

Lessons from a credit card launch: The power of AI-driven productivity

Learn how reading McKinsey's article How Banks Can Supercharge Technology Speed and Productivity, released around the same time as SAS' From Data to Decision: Increasing AI Productivity with SAS Viya, sparked an epiphany.