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Risk Customer Connection for Banking and Insurance

20th– 22nd October | SAS Institute Heidelberg, Germany

Secure Horizons - Defining Tomorrow

Discover how we’re shaping the future of risk management—together. Join us to explore forward-thinking strategies and powerful technologies that help you drive conscious decisions to support your business, assess risks, simulate balance sheet impacts timely and with high accuracy, ensure compliance, in an increasingly complex risk landscape.

New business challenges, higher volatility, increasing regulatory pressure, rapid advancements in AI, and the demand for greater efficiency are reshaping how organizations approach Risk & financial management.

Join us 20–22 October 2025 at the SAS office in Heidelberg, Germany, for the Risk Customer Connection for Banking and Insurance. You’ll hear how industry leaders across banking and insurance are transforming their organizations’ decision-making processes to embrace the future. Discover how SAS’ innovative data and AI solutions can help you do the same.

This year’s agenda will encompass:

  • Best practices in Banking: Enterprise Decisioning, including: Credit modelling & decisioning, Model lifecycle automation, Model validation and Model risk management; Dynamic IBSM including: Regulatory Capital, Loss Provisions, ALM, Liquidity Risk, Market Risk and Stress testing. Governance including: Operational Risk, Operational Resiliency and BCBS 239 governance.
  • Best practices in Insurance: Insurance Enterprise Decisioning including actuarial modeling and decisioning, customer onboarding, automated underwriting, Agentic AI; IFRS17 including financial insights, updates and beyond; Asset Management including Mark-to-Market and Portfolio Optimization; Solvency II Modernization.
  • How AI and GenAI can accelerate business processes

About the Risk Customer Connection for Banking and Insurance

  • The Risk Customer Connection for Banking and Insurance is a networking event for current SAS customers and partners interested in sharing best practices and inspiring innovation.
  • Suggested attire is business casual.
  • Registration is free, compliments of SAS, and includes conference materials, admission to all sessions and meals. It does not include hotel expenses or travel arrangements to Heidelberg.

Agenda

The agenda will be updated on a frequent basis.

20th October – Pre-Conference Enablement Day (Optional)

Pre-Conference Enablement Day (Optional)
 
10:30
Registration (Villa 7)
  Risk Banking Villa 7 (DenkMal 1st Floor)  Risk Insurance Villa 7 (Conference Room Roof Galerie 2nd Floor) 
10:50 - 11:30Decisioning Across the Customer Lifecycle in Banking: Workshop & Live Demo
Carl Eastwood, Credit Origination Solution Lead, SAS 
11:00 - 11:50Dynamic Actuarial Modeling: Workshop & Live Demo - Part 1
Oana Avramescu, Sr. Manager, Insurance Solutions Leaders, SAS
Diego Rivas, Sr Business Solutions Manager, SAS
11:30 - 12:10Model Risk Management & AI Governance: Workshop & Live Demo
Filippo Prazzoli, Customer Advisory Risk Management – Senior Systems Engineer’
12:00 - 12:50Dynamic Actuarial Modeling: Workshop & Live Demo - Part 2
Oana Avramescu, Sr. Manager, Insurance Solutions Leaders, SAS
Diego Rivas, Sr Business Solutions Manager, SAS
12:10 - 12:50Risk Modelling (AMV + Modernization): Workshop & Live Demo
Sandra Sorza, Solutions Lead Risk Credit Customer Management, SAS
  
12:50 - 13:50Lunch
13:50 - 14:30Financial Risk: IRRBB and Liquidity: Workshop & Live Demo
Anze Falak, Pre/Post-Sales Systems Engineer, SAS
14:00 - 14:50Decisioning Across the Customer Lifecycle in Insurance: Workshop & Live Demo
Oana Avramescu, Sr. Manager, Insurance Solutions Leaders, SAS
14:30 - 15:10IFRS9: Workshop & Live Demo
Fiódor Reva, Principal Industry Consultant, SAS
15:00 - 15:50Solvency II: Modernization: Workshop & Live Demo
Ran Qu, Sr Solutions Advisor, SAS
15:10 - 15:50Regulatory Capital & Regulatory Reporting: Workshop & Live Demo
Luis Jesus, Senior Manager Risk, Fraud and Compliance Solutions
Olivier Romijn, Advisory Business Solutions Manager, SAS 
16:00 - 16:50IFRS17 Financial insights and beyond: Workshop & Live Demo
Christian Pfeifer, Principal Solutions Advisor, SAS
15:50 - 16:30Stress Testing: Workshop & Live Demo
Christian Macaro, Global Solution Lead for Stress Testing, SAS
17:00 - 17:50Mark-to-Market & Asset Portfolio Optimization: Workshop & Live Demo
Jiri Kubalek, Global Solution Lead for ALM Insurance, SAS
16:30 - 17:10Financial Risk: Market Risk and FRTB: Workshop & Live Demo
Robert Arseniuk, Principal Pre/Post-Sales Systems Engineer, SAS
  
17:10 - 17:50GCM - Operational Risk, Operational Resilience, BCBS 239 Governance: Workshop & Live Demo
Greg Bousamra, Industry Consultant - Fraud, Risk & Compliance, SAS
  
17:50 onwardsRegistration for the Main Event
19:00 onwardsDinner (Individual)

21st October – Conference Day 1

 Day 1 Risk, Villa 7 (DenkMal - 1st Floor) 
08:30 - 09:00
Welcome Coffee
09:00 - 09:15
Introduction - Welcome and Agenda
Anselmo Marmonti, Vice President, Pre-Sales for Banking Risk, Fraud and Compliance Solutions
09:15 - 09:45
SAS Executive Vision: SAS approach for the Future of Risk Management
Stu Bradley, Senior Vice President, Risk, Fraud and Compliance, SAS
09:45 - 10:30
Keynote Speaker
Navigating the RiskTech Frontier: Trends Shaping the Future of Financial Services
Sid Dash, Chief Researcher, Chartis
Join Sid Dash, Chief Researcher at Chartis, as he explores the evolving landscape of risk technology and its implications for financial institutions. Drawing on insights from the RiskTech AI 50 and recent global shifts in governance, model risk, and high-performance analytics, Sid will highlight the forces driving innovation, regulatory transformation, and strategic investment across banking, insurance, and capital markets.
10:30 - 11:15
Networking Coffee Break
  Risk Banking (Villa 7 DenkMal - 1st Floor)  Risk Insurance (Villa 7 - Conference Room Roof Galerie – 2nd Floor)
11:15 - 12:00Fireside Chat: Decisioning Across the Customer Lifecycle in Banking
Ms. Tangul Kocer, Chief Credit Group President, Burgan Bank
Terisa Roberts, Global Solution Lead for Risk Modeling and Decisioning, SAS 
Mr Attila Balaton, Head of Risk Technology, OTP Bank
11:15 - 11:50Insurance Modernization
Oana Avramescu, Sr. Manager, Insurance Solutions Leaders at SAS
Stefan  De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS
12:00 - 12:35Fireside Chat: Model Risk Management & AI Governance
Terisa Roberts, Global Solution Lead for Risk Modeling and Decisioning, SAS
Maureen Tsaagane, Senior Manager: Model Risk & Analytics, African Bank’
11:50 - 12:25Dynamic Actuarial Modeling - Why SAS for pricing?
Neslihan Neciboğlu, CEO, Neova Sigorta
Oana Avramescu, Sr. Manager, Insurance Solutions Leaders, SAS
12:35 - 13:10Latest Trends and Innovations in Risk Modeling & Decisioning
Terisa Roberts, Global Solution Lead for Risk Modeling and Decisioning, SAS
Sandra Sorza, Solutions Lead Risk Credit Customer Management, SAS
12:25 - 13:10

Latest Insurance Innovations at SAS
Oana Avramescu, Sr. Manager, Insurance Solutions Leaders at SAS
Stefan  De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS
Annkathrin Stephan, Head of P&C Solutions, Swiss RE
Albert Florencio da Costa, CTO, SampleMed

13:10 - 14:30Networking Lunch
14:30 - 15:05Financial Risk: Early Warning Indicators in Corporate Credit
Stas Melnikov, CFA, Head of Quantitative Research and Risk Data Solutions, SAS 
14:30 - 15:05Decisioning Across the Customer Lifecycle in Insurance 
Oana Avramescu, Sr. Manager, Insurance Solutions Leaders at SAS
15:05 - 15:40IFRS9: What is new & how to modernize
Sandra Catarino, Director of Credit Risk Modeling & Collective Impairment, Banco BPI
Fiódor Reva, Global Solution Lead for IFRS-9 and CECL, SAS 
Jakob Lavröd, Model Development and Quantitative Analysis (ORKF-M), Handelsbanken
15:05 - 15:40Centralizing ALM in Insurance
Marta Gil, FRM, Risk Analyst, Fidelidade
15:40 - 16:15Regulatory Capital & Regulatory Reporting
Luis Jesus, Senior ManagerRisk, Fraud and Compliance Solutions, SAS 
15:40 - 16:15Insurance Capital Management: Solvency II and beyond
Ran Qu, Sr Solutions Advisor, SAS
16:15 - 16:45Networking Coffee Break
16:45 - 17:20Integrated Balance Sheet Management: Vision and Roadmap
Martim Rocha, Sr Director, Global Head Risk Banking Solutions, SAS 
16:45 - 17:20Model Risk Management & AI Governance
Filippo Prazzoli, Sr Systems Engineer, SAS
17:20 - 17:30Wrap Up and Preparation for Day 2
Anselmo Marmonti, Vice President, Pre-Sales for Banking Risk, Fraud and Compliance Solutions
17:20 - 17:30Wrap Up and Preparation for Day 2
Stefan De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS
18:00 - 19:30Evening Entertainment
19:30 onwardsNetworking Dinner

Day 1 Risk, Villa 7 (DenkMal - 1st Floor)

  • 08:30 - 09:00: Welcome Coffee
  • 09:00 - 09:15: Introduction - Welcome and Agenda
    Anselmo Marmonti, Vice President, Pre-Sales for Banking Risk, Fraud and Compliance Solutions
  • 09:15 - 09:45: SAS Executive Vision: SAS approach for the Future of Risk Management
    Stu Bradley, Senior Vice President, Risk, Fraud and Compliance, SAS
  • 09:45 - 10:30: Keynote Speaker
    Navigating the RiskTech Frontier: Trends Shaping the Future of Financial Services
    Sid Dash, Chief Researcher, Chartis
    Join Sid Dash, Chief Researcher at Chartis, as he explores the evolving landscape of risk technology and its implications for financial institutions. Drawing on insights from the RiskTech AI 50 and recent global shifts in governance, model risk, and high-performance analytics, Sid will highlight the forces driving innovation, regulatory transformation, and strategic investment across banking, insurance, and capital markets.
  • 10:30 - 11:15: Networking Coffee Break
  • Risk Banking (Villa 7 DenkMal - 1st Floor)
    • 11:15 - 12:00: Fireside Chat: Decisioning Across the Customer Lifecycle in Banking
      Ms. Tangul Kocer, Chief Credit Group President, Burgan Bank
      Terisa Roberts, Global Solution Lead for Risk Modeling and Decisioning, SAS
      Mr Attila Balaton, Head of Risk Technology, OTP Bank 
    • 12:00 - 12:35: Fireside Chat: Model Risk Management & AI Governance
      Terisa Roberts, Global Solution Lead for Risk Modeling and Decisioning, SAS
      Maureen Tsaagane, Senior Manager: Model Risk & Analytics, African Bank
    • 12:35 - 13:10: Latest Trends and Innovations in Risk Modeling & Decisioning
      Terisa Roberts, Global Solution Lead for Risk Modeling and Decisioning, SAS
      Sandra Sorza, Solutions Lead Risk Credit Customer Management, SAS
  • Risk Insurance (Villa 7 - Conference Room Roof Galerie – 2nd Floor)
    • 11:15 - 11:50: Insurance Modernization
      Oana Avramescu, Sr. Manager, Insurance Solutions Leaders at SAS
      Stefan  De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS
    • 11:50 - 12:25: Dynamic Actuarial Modeling - Why SAS for pricing?
      Neslihan Neciboğlu, CEO, Neova Sigorta
      Oana Avramescu, Sr. Manager, Insurance Solutions Leaders, SAS
    • 12:25 - 13:10: Latest Insurance Innovations at SAS
      Oana Avramescu, Sr. Manager, Insurance Solutions Leaders at SAS
      Stefan  De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS
      Annkathrin Stephan, Head of P&C Solutions, Swiss RE
      Albert Florencio da Costa, CTO, SampleMed
  • 13:10 - 14:30: Networking Lunch
  • Risk Banking (Villa 7 DenkMal - 1st Floor)
    • 14:30 - 15:05: Financial Risk: Early Warning Indicators in Corporate Credit
      Stas Melnikov, CFA, Head of Quantitative Research and Risk Data Solutions, SAS 
    • 15:05 - 15:40: IFRS9: What is new & how to modernize
      Sandra Catarion, Director of Credit Risk Modeling & Collective Impairment, Banco BPI
      Fiódor Reva, Global Solution Lead for IFRS-9 and CECL, SAS
    • 15:40 - 16:15: Regulatory Capital & Regulatory Reporting
      Luis Jesus, Senior ManagerRisk, Fraud and Compliance Solutions, SAS 
  • Risk Insurance (Villa 7 - Conference Room Roof Galerie – 2nd Floor)
    • 14:30 - 15:05: Decisioning Across the Customer Lifecycle in Insurance
      Oana Avramescu, Sr. Manager, Insurance Solutions Leaders, SAS
    • 15:05 - 15:40: Centralizing ALM in Insurance
      Marta Gil, FRM, Risk Analyst, Fidelidade
    • 15:40 - 16:15: Insurance Capital Management: Solvency II and beyond
      Ran QU, Sr Solutions Advisor, SAS
  • 16:15 - 16:45: Networking Coffee Break
  • Risk Banking (Villa 7 - 1st Floor)
    • 16:45 - 17:20: Integrated Balance Sheet Management: Vision and Roadmap
      Martim Rocha, Sr Director, Global Head Risk Banking Solutions, SAS 
    • 17:20 - 17:30: Wrap Up and Preparation for Day 2
      Carlos Sovegni, Director, Pre-Sales Support Risk, Fraud and Compliance Global Customer Advisory, SAS
  • Risk Insurance (Villa 7 - 2nd floor)
    • 16:45 - 17:20: Model Risk Management & AI Governance
      Filippo Prazzoli, Sr Systems Engineer, SAS
    • 17:20 - 17:30: Wrap Up and Preparation for Day 2
      Stefan De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS
  • 18:00 - 19:30: Evening Entertainment
  • 19:30 onwards: Networking Dinner

22nd October – Conference Day 2

Day 2
Risk Banking Haarlass (Room Mark Twain) 
08:30 - 09:00
Welcome Coffee
09:00 - 09:10
Introduction - Welcome and Agenda
Martim Rocha, Sr Director, Global Head Risk Banking Solutions, SAS
09:10 - 09:35
Synthetic Data and how it can help on Risk Management’
Harry Keen, SAS Product Strategy and former CEO & Co-Founder of Hazy
09:35 - 10:05Fireside Chat: Financial Risk: IRRBB and Liquidty
Marta Gil, FRM, Risk Analyst, Fidelidade
Jakob Lavröd, Model Development and Quantitative Analysis (ORKF-M), , Handelsbanken
Moderator: Anze Falak, Pre/Post-Sales Systems Engineer, SAS
10:05 - 10:30Scenario Analysis and Stress Testing – Customer Case
Alida Popescu, Sr Manager, Pre-Sales Support, SAS
Giada Scalpelli, Sr Systems Engineer, SAS
10:30 - 11:00Fireside Chat: GCM - Operational Risk, Operational Resilience, BCBS 239 Governance
Greg Bousamra, Industry Consultant - Fraud, Risk & Compliance, SAS
Francisco Javier Ruiz, Group Head of Non-Financial Risk Management, Commercial Bank of Qatar (CBQ)
11:00 - 11:10Wrap Up and Closing Remarks
Anselmo Marmonti, Vice President, Pre-Sales for Banking Risk, Fraud and Compliance Solutions, SAS

Day 2 Risk Banking Haarlass (Room Mark Twain) 

  • 08:30 - 09:00: Welcome Coffee
  • 09:00 - 09:10: Introduction - Welcome and Agenda
    Martim Rocha, Sr Director, Global Head Risk Banking Solutions, SAS
  • 09:10 - 09:35: Synthetic Data and how it can help on Risk Management
    Harry Keen, SAS Product Strategy and former CEO & Co-Founder of Hazy
  • 09:35 - 10:05: Fireside Chat: Financial Risk: IRRBB and Liquidty
    Marta Gil, FRM, Risk Analyst, Fidelidade
    Jakob Lavröd, Model Development and Quantitative Analysis (ORKF-M), Handelsbanken
  • Moderator: Anze Falak, Pre/Post-Sales Systems Engineer, SAS
  • 10:05 - 10:30: Scenario Analysis and Stress Testing – Customer Case’
    Alida Popescu, Sr Manager, Pre-Sales Support, SAS
    Giada Scalpelli, Sr Systems Engineer, SAS
  • 10:30 - 11:00: Fireside Chat: GCM - Operational Risk, Operational Resilience, BCBS 239 Governance
    Greg Bousamra, Industry Consultant - Fraud, Risk & Compliance, SAS
    Francisco Javier Ruiz, Group Head of Non-Financial Risk Management, Commercial Bank of Qatar (CBQ)
  • 11:00 - 11:10: Wrap Up and Closing Remarks
    Anselmo Marmonti, Vice President, Pre-Sales for Banking Risk, Fraud and Compliance Solutions, SAS

 

Day 2
Risk Insurance Haarlass (Room Speyrer) 
08:30 - 09:00
Welcome Coffee
09:00 - 09:10
Introduction - Welcome and Agenda
Stefan De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS
09:10 - 10:10
IFRS17: Modernization
Christian Pfeifer, Principal Solutions Advisor, SAS
Lukas Kalina, Senior Product Manager, SAS 
10:10 - 10:50IFRS17: Viya Journey
Christian Pfeifer, Principal Solutions Advisor, SAS
Lukas Kalina, Senior Product Manager, SAS
10:50 - 11:00Wrap Up and Closing Remarks
Stefan De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS 

Day 2 Risk Insurance Haarlass (Room Speyrer) 

  • 08:30 - 09:00: Welcome Coffee
  • 09:00 - 09:10: Introduction - Welcome and Agenda
    Stefan De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS
  • 09:10 - 10:10: IFRS17: Modernization
    Christian Pfeifer, Principal Solutions Advisor, SAS 
    Lukas Kalina, Senior Product Manager, SAS
  • 10:10 - 10:50: IFRS17: Viya Journey
    Christian Pfeifer, Principal Solutions Advisor, SAS
    Lukas Kalina, Senior Product Manager, SAS
  • 10:50 - 11:00: Wrap Up and Closing Remarks
    Stefan De Lombaert, Senior Director Insurance Risk & Fraud Head, SAS 

Speakers

Attila Balaton
Head of Risk Technology, OTP Plc

Sandra Catarino
Director of Credit Risk Modeling & Collective Impairment, Banco BPI

Sidhartha Dash
Chief Researcher, Chartis Research

Albert Florencio da Costa
CTO, SampleMed

Marta Pepe Ferreira Gil
FRM, Risk Analyst, Fidelidade

Tangül Koçer
Group Head of Retail Credits, Burgan Bank

Jakob Lavröd
Model Development and Quantitative Analysis (ORKF-M), Handelsbanken

Neslihan Neciboğlu
CEO, Neova

Francisco Javier Ruiz
Group Head of Non-Financial Risk Management, Commercial Bank of Qatar (CBQ)

Annkathrin Stephan
Solutions Sales Director P&C EMEA, Swiss Re

Maureen Tsaagane
Senior Manager, Model Risk & Analytic , African Bank

Stu Bradley
Senior Vice President, Risk, Fraud and Compliance,
SAS

Anselmo Marmonti
Vice President, Pre-Sales for Banking Risk, Fraud and Compliance Solutions,
SAS

Oana Avramescu
Sr. Manager, Insurance Solutions Leaders, SAS

Greg Bousamra
Industry Consultant Global Lead, SAS

Stefan De Lombaert
Senior Director Insurance Risk & Fraud Head, SAS

Carl Eastwood
Credit Origination Solution Lead, SAS

Anže Falak
System Engineer, SAS

Luis Jesus
Senior Manager Risk, Fraud and Compliance Solutions, SAS

Jiri Kubalek
Global Solution Lead for ALM Insurance, SAS

Christian Macaro
Global Solution Lead for Stress Testing, SAS

Stas Melnikov, CFA
Head of Quantitative Research and Risk Data Solutions, SAS

Christian Pfeifer
Principal Solutions Advisor, SAS

Alida Popescu
Sr Manager, Pre-Sales Support, Risk Solutions ITA/SEE, SAS

Filippo Prazzoli
Customer Advisory Risk Management, Senior Systems Engineer, SAS

Ran Qu
Senior Solution Advisor, Solution Lead Insurance Capital Management, SAS

Fiódor Reva
Global Solution Lead for IFRS-9 and CECL, SAS

Diego Rivas
Product Manager, SAS

Terisa Roberts
Global Director: Enterprise Modelling, Decisioning and Governance, SAS

Martim Rocha
Senior Director, Global Head of Risk Banking Solutions, SAS

Olivier Romijn
FRM - Advisory Business Solution Manager, SAS

Giada Scalpelli
Senior Customer Advisor in Risk Management , SAS

Sandra Sorza
Solutions Lead Risk Credit Customer Management, SAS

Carlos Sovegni
Director, Pre-Sales Support Risk, Fraud and Compliance Global Customer Advisory, SAS

Robert Arseniuk
Principal Pre/Post-Sales Systems Engineer, SAS

Harry Keen
Product Evangelist, Machine Learning, SAS

Location and Directions

Venue

Villa7 / SAS Executive Briefing Center
Stiftweg 1
69118 Heidelberg
Telephone: +49 6221 415 - 0

Hotels

Hotel arrangements are the responsibility of individual conference attendees.

Preferred Hotels

A contingent of hotel rooms is available at

Registration

Registration is closed!
Sorry, the online registration is already closed. Please contact Simone Krauel if you are interested in participating the conference..