On-Ground Learning Begins Here – With Raffles Data & Analytics.
LIVE IN-PERSON CLASS
In Collaboration With Raffles Data & Analytics
Credit Scorecard
Development and Implementation
Date: 29th –30th October 2025
Time: 9 AM – 5 PM
Venue: Hòa Bình Hotel
27 Lý Thường Kiệt, Hoàn Kiếm District, Hanoi, Vietnam
About the course
This business-focused class by Naeem Siddiqi provides detailed end-to-end methodology training for risk scorecard development for retail and SME portfolios, discussions on scorecard implementation and risk strategy development, as well as scorecard and portfolio management reporting.
The course emphasizes practical real-life tips and tricks, do’s and don’t’s, and global better practices that help build better models. The content can be adapted for scorecard development as well as building Machine Learning models – attendees will learn how to add intelligence to the process without going deep into the statistics.
The focus of the course is the development of application scorecards, and issues relating to behavior scorecard development will also be explored.
Who Should Attend
Credit risk/scoring managers, data miners, those involved in model vetting/validation and auditing, risk strategy developers, and credit risk executives.
Learn How To
- Recognize the different uses for credit risk scorecards.
- Recognize the main personas involved in successful credit-scoring projects.
- Plan a successful scorecard development project.
- Develop grouped-variable, points based credit risk scorecards, from start to finish.
- Identify and fix common data issues such as sample biases.
- Create intelligent derived variables from a variety of sources, including telco, online, and transactional data.
- Perform validation, use multiple scorecards, set cutoffs.
- Develop strategies using scorecards.
- Create reports on scorecard validation and maintenance.
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Naeem Siddiqi serves as a Senior Risk Advisor at SAS and is the author of “Intelligent Credit Scoring”, (Wiley and Sons, New York, 2005), Intelligent Credit Scoring: Building and Implementing Better Credit Risk Scorecards (Wiley and Sons, 2017), and various papers on credit risk topics. Naeem meets with senior executives and decision makers from between 40-50 lenders globally each year, and provides strategic advice to them on areas such as the development and validation of credit scoring models, climate change risk, infrastructure planning for analytics, and retail credit risk strategy. He has also trained hundreds of bankers in over 25 countries on the art and science of credit scorecard development, and helps credit risk analysts develop better scorecards.
Naeem Siddiqi
Senior Risk Advisor and author of “Intelligent Credit Scoring”