With SAS®, United Bank Limited strengthens enterprise risk management
SAS® to form software cornerstone for faster loan processing, improved ratings, lower costs
Reflecting increasing technological advancement across Pakistan's banking industry, United Bank Limited (UBL) will use software from business analytics leader SAS to increase the effectiveness of its enterprise risk management system. One of the oldest and largest commercial Pakistani banks, UBL plans to implement SAS® solutions for managing credit, market and operational risk. With SAS as its risk management framework, UBL can adopt more banking best practices into its operations to improve ratings, reduce finance costs, generate faster feedback from loan applications and help meet Basel II requirements.
UBL will use SAS' powerful analytics to develop custom scorecards and credit risk models rapidly, investigate existing and new portfolio customers, accurately model capital requirements, and maintain a comprehensive audit trail. SAS will also enhance UBL's application scoring, customer behavior analytics, and the bank's ability to effectively manage data for better decision making.
By optimizing its comprehensive risk management strategy, UBL plans to achieve business benefits while complying with Basel II regulations. With SAS for Enterprise Risk Management, the bank will effectively integrate its risk management procedures across and within its main business lines.
Read about SAS for risk management.
About United Bank Limited
Founded in 1959, United Bank Limited (UBL) is one of Pakistan's largest private banks with a global strategic outlook and a strong track record of business growth, in terms of both volume and profit. UBL operates a network of more than 1,200 branches across Pakistan, including nine domestic Signature Priority Banking lounges and 17 overseas branches. UBL offers a dynamic portfolio of globally competitive products and services. With a credit rating of AA+/A-1+ and a customer base exceeding 3.5 million, UBL is at the forefront of the banking and financial services sector in Pakistan.
SAS je lídrom v analytike. Prostredníctvom inovatívneho softvéru a služieb v oblasti analytiky, business intelligence a data managementu, SAS pomáha viac ako 75 000 spoločnostiam robiť lepšie rozhodnutia rýchlejšie. Už od roku 1976 dáva SAS svojim zákazníkom po celom svete THE POWER TO KNOW®.
Na Slovensku má SAS svoje zastúpenie od roku 1995 a špecializuje sa najmä na finančný sektor, telekomunikácie, energetiku a akademickú oblasť. Medzi najvýznamnejších klientov SAS-u na Slovensku patria: VÚB, a.s.; Slovenská Sporiteľňa, a.s.; Tatra banka, a.s.; Unicredit Bank Czech Republic and Slovakia; OTP Banka Slovensko, a.s.; Allianz – Slovenská poisťovňa, a.s.; Kooperativa poisťovňa, a.s. VIG ; Union poisťovňa, a.s; Slovak Telekom, a.s., Štatistický úrad SR a iné. Viac informácií nájdete na: www.sas.com/slovakia.