Blend actuarial and financial techniques to accurately value P&C insurance liabilities on both an accident- and underwriting-year basis.
Only SAS delivers a single, flexible high-performance analytics environment for performing loss estimation, reserving and risk management analysis.
Accurately model losses and estimate reserves.
Calculate loss reserves across all product lines and segments using prebuilt market-standard methodologies – link ratio, chain-ladder, Mack, Cape Cod, Bornhuetter-Ferguson, etc. You can run multiple models and compare results, and even combine methodologies to get better estimates. You can also add expert judgment to model results to strengthen outcomes.
Comply with regulations – Solvency II and beyond.
Analyze all material P&C underwriting risks and perform risk-based capital calculations to comply with Solvency II and other P&C regulations. Our solution supports the standard model approach to calculating the solvency capital requirement (SCR). And flexible reporting capabilities enable you to create additional regulatory and management reports to fit your business needs.
Fully understand how different economic factors will affect your balance sheet. Then use that knowledge to strengthen and enhance your risk decision strategies. By stress testing your liabilities against sudden and dramatic changes in market conditions, you can ensure solvency – and success – over the long haul.
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