With SAS®, United Bank Limited strengthens enterprise risk management
SAS® to form software cornerstone for faster loan processing, improved ratings, lower costs
Reflecting increasing technological advancement across Pakistan's banking industry, United Bank Limited (UBL) will use software from business analytics leader SAS to increase the effectiveness of its enterprise risk management system. One of the oldest and largest commercial Pakistani banks, UBL plans to implement SAS® solutions for managing credit, market and operational risk. With SAS as its risk management framework, UBL can adopt more banking best practices into its operations to improve ratings, reduce finance costs, generate faster feedback from loan applications and help meet Basel II requirements.
UBL will use SAS' powerful analytics to develop custom scorecards and credit risk models rapidly, investigate existing and new portfolio customers, accurately model capital requirements, and maintain a comprehensive audit trail. SAS will also enhance UBL's application scoring, customer behavior analytics, and the bank's ability to effectively manage data for better decision making.
By optimizing its comprehensive risk management strategy, UBL plans to achieve business benefits while complying with Basel II regulations. With SAS for Enterprise Risk Management, the bank will effectively integrate its risk management procedures across and within its main business lines.
Read about SAS for risk management.
About United Bank Limited
Founded in 1959, United Bank Limited (UBL) is one of Pakistan's largest private banks with a global strategic outlook and a strong track record of business growth, in terms of both volume and profit. UBL operates a network of more than 1,200 branches across Pakistan, including nine domestic Signature Priority Banking lounges and 17 overseas branches. UBL offers a dynamic portfolio of globally competitive products and services. With a credit rating of AA+/A-1+ and a customer base exceeding 3.5 million, UBL is at the forefront of the banking and financial services sector in Pakistan.
A propos de SAS
SAS, leader mondial des solutions de business analytics, est le plus important éditeur indépendant du marché du décisionnel. Ses solutions innovantes aident ses clients -sur plus de 75 000 sites dans le monde- à améliorer leurs performances et à produire de la valeur en prenant rapidement les meilleures décisions.
SAS est implanté sur le marché de l’Afrique francophone depuis plus de 10 ans. La filiale Marocaine constitue pour SAS un Hub régional en support à l’ensemble des pays de l’Afrique francophone. Les organismes et entreprises des pays francophones du Maghreb, de l'Afrique de l'Ouest et de l'Afrique Centrale bénéficient d'un support commercial dédié les aidant à évaluer et réaliser leurs projets.