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Using SAS® Enterprise MinerTM for Credit Analysis and Rate Determination

Friday, Feb. 3, 2017 l 11 a.m. – Noon ET

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This complimentary, two-part webinar is hosted by the Insurance and Finance SAS Users Group (IFSUG).

Part 1 - Credit Score Modeling in SAS® Enterprise MinerTM

This portion of the webinar shows the creation of a credit scorecard for a loan application using SAS Enterprise Miner and the special Credit Score nodes. This presentation uses CS_ACCEPTS and CS_REJECTS, two data sets that are shipped with SAS, as source data. This thorough examination will help you to reproduce the work at a later time. You will also see examples of: WOE and IV, binning variables and adjusting of the bins and the final credit score card.

About the Presenter

Xiaoyuan Zhang

Xiaoyuan Zhang

Xiaoyuan Zhang received her undergraduate degree from China Agricultural University in Beijing, and a master’s degree in finance from Drexel University. She learned SAS Enterprise Miner during her coursework and specializes in efficient credit score modeling with SAS Enterprise Miner.

 

Part 2 - Know Your Interest Rate

Have you wondered how lenders use various factors such as FICO score, annual income, approved loan amount, debt-to-income ratio, and other factors to determine a borrower’s rate? The process, defined as “risk-based pricing,” uses a sophisticated algorithm that leverages different determining factors of a loan applicant. In this portion of the webinar, we’ll explore how SAS Enterprise Miner can help speed up the process so you can determine rates quickly.

About the Presenter

Anirban Chakraborty

Anirban Chakraborty

Anirban Chakraborty is a graduate student pursuing a master’s in business analytics at the Spears School of Business, Oklahoma State University, where he is also a research assistant. He is a SAS certified programmer and SAS certified statistical business analyst. Recently, Chakraborty was named a SAS student ambassador for the SAS Global Forum 2017.


About the Insurance and Finance SAS® Users Group (IFSUG)
IFSUG is open to all SAS users in the financial services industry. Its purpose is to provide a forum for the exchange of ideas and information, and to facilitate SAS skills development. To learn more and join the group, visit the IFSUG website.

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