LIVE IN-PERSON  CLASS

Asset & Liability Management (ALM) and Balance Sheet Optimization (BSO)

Driving Competitive Advantage from Balance Sheet Management (BSM)

15th October 2025 | 9 AM - 5 PM ICT
Venue: Shangri-la Hotel, Jakarta

Register now Grow Your Top-Line Revenue and Optimize Inventory

About the In-Person Class:

Learn how advanced ALM strategies and balance sheet optimization can mitigate risks (interest rate, liquidity, credit) and boost profitability. This in-person workshop offers practical tools and expert insights to sharpen your competitive edge.

In today’s challenging market, Asset & Liability Management (ALM) is crucial for banks and financial institutions. ALM is the process of aligning assets and liabilities to ensure a bank can meet its obligations and manage financial risks. By effectively matching assets against liabilities, institutions achieve greater efficiency, profitability and reduced risk.

Key Learning Outcomes:

By attending this In-person class, you will:

  • Master ALM Fundamentals: Understand the core principles of ALM and how to manage interest rate and liquidity risk in the banking book.
  • Optimize Capital and Funding: Learn how to set the right capital buffers, improve funding strategies and align your balance sheet structure with business goals.
  • Apply Funds Transfer Pricing (FTP): Discover how a robust FTP framework can drive internal efficiency and ensure product pricing reflects true balance sheet costs.
  • Enhance Stress Testing and Scenario Planning: Gain best practices for stress tests and scenario analysis to prepare for extreme market conditions.
  • Increase Profitability: Identify techniques to unlock hidden value – from reallocating assets to improving net interest income – turning balance sheet management into a competitive advantage.

Who Should Attend:

This workshop is ideal for banking and finance professionals involved in balance sheet and risk management, including:

  • Treasury and ALM Teams: Treasury managers, ALM analysts, liquidity officers
  • Risk Management Professionals: Market risk, interest rate risk, liquidity risk managers
  • Finance Leaders: CFOs, finance directors, capital markets strategists
  • Asset-Liability Committee (ALCO) Members and Bank Executives who want a deeper understanding of balance sheet strategy
  • Regulatory and Compliance Staff interested in ALM regulations and reporting

This event is no longer available for registration.

 
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Workshop Agenda:

This agenda is designed to be practical and interactive, with real-world examples and discussions throughout.

SessionTopics Covered
Morning Session:

Fundamentals and Risk Management
  • Introduction to ALM & BSM: Overview of asset-liability management, key metrics (EVE, NII), and their role in bank strategy.
  • Interest Rate Risk (IRRBB & CSRBB): Explore current regulatory standards (IRRBB/CSRBB), interest rate scenarios, and impact on earnings and capital.
  • Liquidity Risk Management: Review liquidity coverage metrics, contingency funding plans and liquidity optimization techniques.
  • Capital and Balance Sheet Strategy: Aligning capital management (Basel III/IV) with business goals; tools for capital allocation and generation.
Afternoon Session:

Advanced Optimization Techniques
  • Funds Transfer Pricing (FTP): Building a robust FTP framework to allocate costs/benefits across assets and liabilities.
  • Scenario & Stress Testing: Hands-on exercises in stress testing the balance sheet and using scenarios to drive strategic decisions.
  • Case Studies in Balance Sheet Optimization: Practical examples (loan growth vs deposit quality, green financing, etc.) and group discussion.
  • ALCO Role-play & Wrap-Up: Interactive session simulating Asset-Liability Committee decisions; Q&A to address specific challenges.

Meet the Trainer: Nicholas Wood


Nicholas Wood

Founder and Managing Director at FinTorque

Nicholas (Nick) Wood has 45 years of banking experience (34 years in Asia) as a treasury and ALM specialist and served as a Financial Sector Consultant at the IMF, analyzing financial stability in emerging markets.

Nick has held senior roles in global banking (Global Business Head, Group Treasury; Head of ALM Planning; Head of Balance Sheet Analytics) and is widely recognized for his expertise in treasury and balance sheet management. He regularly trains bank teams on ALM and balance sheet optimisation, and he brings real-world case studies and a practical, engaging teaching style to every session.Under his guidance, participants will learn proven methods to optimize the balance sheet, improve net interest margins and navigate regulatory change with confidence.

We look forward to seeing you in Jakarta and helping you elevate your balance sheet management skills!

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