Risk management transformation for sustainable banking in an ever-changing world

Georgios Adraktas

Head of Group Credit Control, Alpha Bank

George Adraktas is Head of the Group Credit Control at Alpha Bank and member of the Board of Directors at Tiresias SA (Greek Credit Bureau). He has more than 20 years business experience in the Risk Management area, under both upturning and recessionary periods of the economy.

George is promoting also the academic research based on real banking data, having a couple of publications in various journals over the last years. He is INSEAD alumnus in Global Management and he holds a BSc in Statistics and a MSc in Operational Research and Management Science from University of Edinburgh.

Finally, he holds a Professional Certification in Business Credit by Moody’s Analytics.

Joseph Antoniou

Chief Risk Officer, Hellenic Bank

Joseph graduated from the English School Nicosia and in 2006 obtained his B.Sc. degree in Economics, from the University College London (UCL). He is a qualified Chartered Accountant and holds an Executive master’s in Business Administration (Executive M.B.A.) from the University of Cambridge in the United Kingdom, having earned various academic awards.

Between 2007 and 2017 he worked in various Global Banking Institutions in London, after completing his Chartered Accountant’s qualification with Ernst & Young London, while working within their Investment Management Assurance practice. In 2010 he joined the Royal Bank of Scotland (RBS), as Manager in a variety of Group and Divisional Strategy and Risk roles. At RBS, Joseph was heavily involved in the balance-sheet restructuring that underpinned the Bank’s financial and operational turnaround during that time, including work on the ringfencing of the Bank’s Retail activities, RBS’ divestment of ~300 branches and the Asset Protection Scheme. In 2014, Joseph joined HSBC, as a Senior Portfolio Manager, leading a plethora of de-risking activities with a focus in commercial banking and a mandate that span across the European region and immersed himself in key strategic and regulatory risk initiatives for HSBC Europe.

In August 2017, he joined Hellenic Bank as Manager of Enterprise Risk Management & Governance and was a core member of the deal team that negotiated the acquisition of part of ex-CCB assets and liabilities. On April 23rd 2020, he was appointed as Interim Chief Risk Officer of Hellenic Bank and on September 10th 2020 was appointed in the position of Chief Risk Officer.

Stefano Biondi

Group Chief Risk Officer, Banca Mediolanum

Stefano Biondi began his career at Banca Mediolanum in 2007 as the head of risk control, where he assumed groupwide risk management responsibilities. In 2014, Biondi led the bank’s quantitative modeling, reporting and groupwide risk coordination activities. Before his current role, he was head of risk management and reported to the Group Chief Risk Officer.

Biondi previously worked for JPMorgan Chase and ABN AMRO, where he participated in the implementation of a bankwide credit risk portfolio modeling system and risk reporting tool. While at Standard Bank of South Africa, he led the internal modeling efforts for its Basel 2 FIRB project. Biondi has a bachelor’s degree in business and economics, plus an executive master’s in business and banking administration.

Ioannis Stamoulis

Group Chief Risk Officer, Piraeus Bank

Mr. Ioannis Stamoulis was born in Korinthos, Greece in 1975. He holds a Bachelor in Mathematics awarded by Aristotle University of Thessaloniki and a Master’s Degree in Statistics awarded by Athens University of Economics & Catholic University of Leuven. Mr. Stamoulis joined Piraeus Bank on April 2007 as a Head of Retail Credit Risk Division. In 2017 he took over as Deputy Chief Risk Officer and as of July 2020, assigned as Group Chief Risk Officer. He has also worked in National Bank of Greece as well as in the Consulting Services.

Constantinos Vossikas

Group Chief Credit Officer, National Bank of Greece

Constantinos Vossikas was appointed General Manager – Group Chief Credit Officer of National Bank of Greece in May 2019. He joined NBG in 2005 as a Credit Risk Manager for Group Risk Management and subsequently as a Senior Credit Officer for Credit Division. Since 2010, he served as Director of NBG Group International Credit and in 2013 he was appointed Assistant General Manager and Chief Credit Risk Officer. In July 2015 he was appointed Assistant General Manager of Corporate Special Assets and in April 2017, he was appointed General Manager of Corporate Special Assets.

Before joining NBG, during the period from 1994 to 2005, he worked in the Corporate Banking Departments of Midland Bank as a Credit Officer and Egnatia Bank, where he held the position of Head of Corporate and Investment Banking. During the period from 1990 to 1994 he worked in the audit departments of Moore Stephens and Arthur Andersen, participating in external and internal audits for companies operating in various sectors of the Greek economy, valuations, feasibility studies, etc.

Mr. Vossikas is a Certified Public Accountant, member of the Institute of Certified Public Accountants in Ireland and holds a degree (B.Sc.) in Accounting and Finance from Deree College.

Michael P. Haralabidis

Chief Risk Officer, Hellenic Financial Stability Fund- Greece Regional Director, PRMIA

He possesses 29 years of banking experience having held senior executive & non-executive positions in Greek & foreign financial institutions. He joined the HFSF in June 2011 as Chief Risk Officer (CRO) a position he holds to date, while he also served as HFSF’s Deputy CEO (Aug.-Oct. 2016). Previously, he was the Group CRO of Piraeus Bank (2008-2011). During 2000-2005 he served as a member and Chairman of the European Investment Bank’s Audit Committee and the European Investment Fund’s Audit Board in Luxembourg. He has also worked for several years in Group Risk Management of National Bank of Greece as Senior Advisor (1997-2003) & Deputy Director (2003-2008). He started his banking career at Ionian Bank of Greece in 1993 and worked in the Economic Research Division of the Bank of Greece (the Central Bank) from 1995 to 1997. Since 2009, he is the Greece’s Regional Director of the Professional Risk Managers’ International Association (PRMIA)

Alessandra Villa

SAS EMEA Business Solutions Leader

Alessandra Villa is part of the EMEA Risk Banking Core Team at SAS, leading the practice related to Stress Testing, Credit Regulatory Capital, and Impairment calculation. Alessandra has more than 15 years of broad experience with the main Banks and Institutions across EMEA focusing on risk management solutions within the Financial Services sector. Along time, she was involved with increasing responsibilities in a number of customer support activities and projects, mainly related to Scenario Analysis, Credit Regulatory Capital Calculation under Basel II, III, IV, Stress Testing, IFRS9 and Risk and Finance Integration. She holds a M.Sc. in Computer Science and Control and a Master Degree in Management of Complex Systems. She is certified Financial Risk Manager FR.

Maurits Bakker

SAS Senior Business Solutions Manager • Risk Finance

Mr. Bakker is a certified Financial Risk Manager and has over 17 years of broad experience across Europe, UK and North-America focusing on risk management solutions within the Financial Services sector. Maurits is leading SAS Customer Advisory for Risk solutions within the Benelux. Prior to SAS Maurits was a Risk Advisor for PwC working with large financial institutions globally and has done over 50 projects within the risk space. Maurits holds a masters in applied mathematics and won two awards with his thesis on quantifying operational risks.

Andreas Kitsios

Head of Customer Advisory, Greece & Eastern Europe, SAS

Andreas is the Head of SAS Customer Advisory for Greece and Eastern Europe (GEE), managing presales activities for Analytics technology across the region.
Within this role, he is heading a team of Analytics experts that are responsible for the design, planning and adoption of solutions that enable organizations to create valuable insights from their data, and use it efficiently to improve their processes, decisions and business actions.

He has over 10 years of experience in the field of Information Technology, with focus on IT solution design and architecture of business applications, and has collaborated with class-leading customers across a range of different sectors, including Banking, Insurance, Energy & Utilities, Telecommunications and Retail.s.