Naeem Siddiqi, SAS

Education:
BEng (Hons); Imperial College of Science, Technology and Medicine, University of London 
MBA; Schulich School of Business, York University

Languages spoken: Urdu, Malay, English

Using SAS since 1992  & Teaching SAS since 2004

Professional experience:
Naeem has worked in retail credit risk management since 1992, both as a trusted advisor, and a risk manager at financial institutions. He has trained hundreds of bankers in over 20 countries on the art and science of credit scorecard development, and helps credit risk analysts develop better scorecards. Naeem meets with risk decision makers in between 40-50 banks globally each year, and provides strategic advice to them on areas ranging from credit scoring and credit analytics strategy, to setting up and planning for internal analytics capability and retail credit risk strategy. At SAS, Naeem has played a key role in the development of SAS's Credit Scoring capabilities, and is currently the Director of Credit Scoring and Decisioning in the Risk and Quantitative Solutions Division at SAS. His main responsibilities include designing products that solve current and anticipated banking analytics problems and providing strategic advice to bankers. He also provides assistance during strategic sales opportunities by helping to understand problems faced by banks, and designing appropriate solutions for them.

Authored/coauthored works:

  • Credit Risk Scorecards : Developing and Implementing Intelligent Credit Scoring
  • Reject Inference Techniques Implemented in Credit Scoring for SAS Enterprise Miner
  • Improving Credit Risk Scorecards with Memory-Based Reasoning to Reject Inference with SAS Enterprise Miner
  • Building Loss Given Default Scorecard Using Weight of Evidence Bins in SAS Enterprise Miner
  • Creating Interval Target Scorecards with Credit Scoring for SAS Enterprise Miner

Invited speaker at conferences

  • SAS Global Forum
  • The Credit Scoring and Risk Strategy Association
  • The Canadian Mortgage Brokers and Lenders Association
  • The Taiwan Academy of Banking and Finance

Recommended resources: 
Books: Credit Risk Scorecards: Developing and Implementing Intelligent Credit ScoringCredit Scoring for Risk Managers: The Handbook for LendersThe Management of Consumer Credit: Theory and PracticeCredit Risk Management: Basic Concepts 
Discussion forums: Credit Scoring ForumCredit Scorecard Developers

What students are saying:

"This course is very practical, closely related to the credit risk scoring project that I am currently involving in. The instructor has a lot of experience in banking industry, which is very good, and can give me tons of business insights."

"The business-focused aspects of the course makes the course very interesting. The instructor's rich experience in the business broadened my sight in this area."

"I think Naeems real life experience with scorecards provided the opportunity to get relevant examples and led to very meaningful discussions. I believe Naeem himself is the most positive aspect of this course."

What is the best part about teaching?
I love the interactions with students and the fresh ideas they bring. Teaching internationally gives me the opportunities to learn about the different ways people tackle the same problems, with the various risk cultures in place.

Do you have any hobbies, favorite activities, or hidden talents?
I am passionate about social justice issues, and volunteer with several organizations involved in funding youth initiatives to reduce school dropout rates in Toronto.

Are you passionate about a particular sports team?
The cause of my few sports related joys, and most of the stress, are the Toronto Maples Leafs and the Pakistani cricket team.

Co-organised with

The Department of Accounting and Finance, University of Cyprus

The Department of Accounting and Finance

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