The insurance industry continues to be one of the most regulated industries in the world. Today, they face a host of new regulations that go beyond simple compliance. For example, European insurers are consumed with implementing Solvency II, which will take effect in 2016 – and other countries, including the United States, are seeking to implement their own version of it as well. At the heart of many of these new regulations is the requirement that insurance companies perform an Own Risk and Solvency Assessment (ORSA) – a self-assessment of their current and future risk. This white paper will discuss ORSA requirements in more detail and the concept's impact on insurers globally.
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