Enterprise Risk Management :
key to global management of your risks

Risk is an intrinsic part of doing business in banking and financial services, as firms must be willing to take on a fair amount of risk in order to provide the most value to shareholders. To successfully do so, you must:

• Strike an optimal balance between growth and return objectives and the associated risks.

• Apply resources efficiently and effectively in pursuit of those goals.

That's where enterprise risk management comes in.

Enterprise risk management delivers a current, credible understanding of the risks unique to your organization across a broad spectrum that includes all types of risk (credit risk, operational risk, market risk, liquidity risk and trading risk), lines of business and other key dimensions.

At SAS Risk Day 2010 our risk experts can help you to:

• Improve financial performance by reducing losses, improving capital management and building a risk-aware culture throughout the organization.

• Reduce time to and cost of compliance by effectively and efficiently managing all types of risk and lowering associated costs.

Regain confidence through better optimization of risk-adjusted pricing and returns

The flow of credit in global financial markets slowed from a glacial pace to a virtual standstill. And credit markets have threatened to stay that way despite immense amounts of cash being pumped in by governments and central banks around the world.

But today, there are signs that the worst may be over and that a recovery may be imminent. What will it take for banks to regain enough confidence in the financial system to get credit markets moving smoothly – without risking another financial breakdown? Better credit risk management practices are essential.

More time for structural risk analysis
SAS brings vast efficiency to the ALM reporting process. Today, ALM employees at Fortis Bank only need a few mouse clicks to generate such things as a duration or a value-at-risk report. “The system collects all of the necessary data, applies the correct calculation method, and presents the user with a transparent report. And there is more. All information is easily exported to, for instance, Excel where we can perform additional analyses,” says Benny Degraeuwe. “Thanks to such improvements, we now have more time available for thoroughly analyzing and interpreting the data itself.”

Find out more at our seminar!