SAS® for Banking
Better risk management, stronger customer relationships, clear competitive differentiation and greater profit margins
More than 3,100 financial institutions worldwide – including 97 percent of banks in the FORTUNE Global 500® – use SAS to maximize profitability, manage risk, achieve greater shareholder value and gain a clear competitive advantage.
Which Problem Are You Trying to Solve?
Risk and Capital Management
Effectively manage all types of risk, and optimize management of capital and liquidity.
- Asset and Liability Management
- Capital Management
- Credit Risk Management
- Firmwide Risk
- Enterprise Governance, Risk and Compliance (GRC)
- Market Risk Management
High-Performance Risk Management
Handle complex portfolios of financial instruments, rapid calculation of risk measures and more.
- Liquidity Risk Management
- Stress Testing
- Real-Time Risk Aggregation
- Continuous Limits Monitoring
- Dynamic Portfolio Valuation
Grow customer relationships and maximize the customer experience.
Fraud and Financial Crime
Detect, prevent and mitigate financial crime risk across the enterprise.
- Enterprise Financial Crimes
- ACH and Wire Fraud
- Anti-Money Laundering Transaction Monitoring
- Issuer and Acquirer Fraud
- Organized Fraud
Finance and Operations
Drive profitable growth, and improve competiveness while controlling costs.
- SAS® Risk Management for Banking
- SAS® High-Performance Risk
- SAS® Fraud Management
- SAS® Fraud Network Analysis
- SAS® Financial Crimes Suite
- SAS® Credit Scoring for Banking
- SAS® Customer Analytics for Banking
- SAS® Banking Analytics Architecture
- SAS® Risk Dimensions®
SAS® Risk Management for Banking
SAS Risk Management for Banking supports a bank's risk management activities by delivering functionality for all major risk types, as well as data management and reporting. The solution allows business units to calculate risk measures independently and separately, as well as firmwide, using models and correlated aggregation techniques. The solution's integrated risk applications can be used together, individually or in any combination, enabling you to start in one area (e.g., market risk) and then expand usage to other areas (e.g., credit risk, firmwide risk or ALM) as needed.
SAS® High-Performance Risk
SAS High-Performance Risk merges the power of an integrated risk platform with a high-performance analytics infrastructure, enabling you to assess your risk exposures with speed and precision so you can make quick, well-informed decisions that will safeguard and enhance the overall financial position of the firm.
SAS® Fraud Management
Performing "after the fact" analysis of questionable transactions is a reactive approach to fraud detection that doesn't offer any real protection from loss. Only SAS delivers a full-service enterprisewide fraud management system that offers real-time scoring of accounts by looking at all card transactions – including purchases, payments and nonmonetary transactions. No other system on the market provides this breadth of coverage.
SAS® Fraud Network Analysis
Organized fraud is a growing problem. And while the transaction monitoring systems employed by most banks work well for individual real-time, point-of-sale fraud, a different approach is needed for monitoring customer behavior across multiple accounts and systems in order to identify those that may appear normal, yet operate below the radar. SAS Fraud Network Analysis is the answer.
SAS® Financial Crimes Suite
SAS Financial Crimes Suite offers a common analytics platform and module-based solutions that provide solid protection against financial crimes by increasing the effectiveness and efficiency of detection and prevention efforts.
SAS® Credit Scoring for Banking
As any credit manager in the banking industry knows, controlling risk is a delicate business. Too much credit exposure can lead to high default rates and charge-off percentages; too little exposure often means lost business and revenue. SAS helps banks manage this balancing act with SAS Credit Scoring for Banking, which provides fast, accurate credit scoring for nearly all consumer-lending products.
SAS® Customer Analytics for Banking
SAS Customer Analytics for Banking turns raw data into insight that you can use to manage marketing strategy intelligently and increase customer retention. Our integrated software infrastructure enables business users to analyze complex customer behavior hidden in large volumes of historical data. You can then use that information to answer critical business questions, such as which customers are likely to try a new product and which are likely to leave the bank entirely.
SAS® Banking Analytics Architecture
Inconsistent, incomplete and inaccurate data spread across multiple operational systems, such as deposits, loans and wealth management, often results in banking executives making business decisions based on "gut feel" rather than reliable analysis. What if you could consolidate data across the institution and make it easily accessible for analytics and reporting, so you could ensure consistency, reduce costs and data preparation time, as well as enable users to make fact-based decisions? You can.
SAS® Risk Dimensions®
As the SAS risk engine, SAS Risk Dimensions supports a wide range of risk analysis methods and provides the ideal user interface for quantitative risk analysts and model builders who need to configure models and risk analyses for market risk, credit risk, asset and liability management, and risk aggregation.
Ready to learn more?
Call us at 1-800-727-0025 (US and Canada) or request more information.