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Kreditpricing
2014-07-31T04:18:24.303-04:00
SAS Deutschland
Höhere Margen im Kredit- und Einlagengeschäft
2012-08-03T15:37:48-04:00
2012-08-03T12:49:53-04:00
2012-08-03T15:37:48-04:00
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proof:pdf
saved
xmp.iid:F97F1174072068118083F2361F5F6D79
2012-04-11T10:15:12+02:00
Adobe InDesign 7.0
/;/metadata
xmp.iid:FA7F1174072068118083F2361F5F6D79
/metadata
xmp.iid:FD7F1174072068118083F2361F5F6D79
2012-04-11T10:20:33+02:00
xmp.iid:1256E2E6122068118083F2361F5F6D79
2012-04-11T11:37:09+02:00
xmp.iid:1656E2E6122068118083F2361F5F6D79
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de
<p>Transparenz ist die entscheidende Voraussetzung für gezielte Kostenreduktionen. Ein weiterer Hebel liegt in der Standardisierung des Produktdesigns, die Skaleneffekte realisiert.</p>
<p>Besonders in Retail- und Hypothekenmärkten ist das Product Pricing zunehmend ein Wettbewerbsfaktor. Der zentrale Optimierungshebel liegt in der belastbaren Kostentransparenz. Bisherige Methoden der Prozesskostenanalyse in Banken fokussieren zum einen nur auf Teilprozesse. Zum anderen arbeiten sie mit Ansätzen, die aus der Industrie kommen und von variablen Kosten ausgehen. In der Realität sind aber wesentliche Bestandteile der Prozesse von Fixkosten geprägt, die modifizierte Methodenansätze erfordern.</p>
2013-01-01T10:20+01:00
wolfgang.adler@xmachina.de
Kosteneffizienz als strategisches Ziel der Prozesskostenrechnung
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